First Bancshares, Inc. Logo

First Bancshares, Inc.

FBSI

(3.5)
Stock Price

25,20 USD

1.24% ROA

13.15% ROE

10.41x PER

Market Cap.

67.088.450,00 USD

0% DER

1.09% Yield

26.67% NPM

First Bancshares, Inc. Stock Analysis

First Bancshares, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First Bancshares, Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Net Profit Growth

Throughout the past five years, this company has consistently experienced net profit growth, indicating a strong financial performance and making it an attractive investment prospect.

4 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

5 ROE

The stock's ROE falls within an average range (13.2%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (1.25%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 PBV

The stock's PBV ratio (1.12x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

8 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

9 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

10 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (94) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

First Bancshares, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First Bancshares, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Buy

First Bancshares, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First Bancshares, Inc. Revenue
Year Revenue Growth
1995 4.100.000
1996 5.000.000 18%
1997 5.900.000 15.25%
1998 6.600.000 10.61%
1999 7.200.000 8.33%
2000 7.672.221 6.15%
2001 8.085.897 5.12%
2002 8.554.005 5.47%
2003 10.292.494 16.89%
2004 10.496.019 1.94%
2005 11.080.888 5.28%
2006 8.407.158 -31.8%
2007 8.674.190 3.08%
2008 10.279.835 15.62%
2009 9.579.031 -7.32%
2010 8.045.895 -19.05%
2011 4.597.422 -75.01%
2018 13.642.264 66.3%
2019 14.791.836 7.77%
2020 15.161.331 2.44%
2021 18.154.980 16.49%
2022 19.454.210 6.68%
2023 22.892.000 15.02%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First Bancshares, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1995 0
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First Bancshares, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1995 1.500.000
1996 1.700.000 11.76%
1997 1.800.000 5.56%
1998 2.300.000 21.74%
1999 2.600.000 11.54%
2000 2.611.595 0.44%
2001 3.092.737 15.56%
2002 3.292.525 6.07%
2003 3.690.785 10.79%
2004 3.893.741 5.21%
2005 3.672.255 -6.03%
2006 3.993.840 8.05%
2007 4.307.930 7.29%
2008 4.430.314 2.76%
2009 4.681.944 5.37%
2010 4.233.513 -10.59%
2011 3.900.858 -8.53%
2018 4.785.261 18.48%
2019 4.735.999 -1.04%
2020 5.143.507 7.92%
2021 5.813.766 11.53%
2022 6.676.386 12.92%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First Bancshares, Inc. EBITDA
Year EBITDA Growth
1995 6.400.000
1996 7.700.000 16.88%
1997 8.900.000 13.48%
1998 9.900.000 10.1%
1999 10.000.000 1%
2000 10.858.334 7.9%
2001 12.461.876 12.87%
2002 11.916.695 -4.57%
2003 11.276.799 -5.67%
2004 9.869.578 -14.26%
2005 7.201.507 -37.05%
2006 6.441.324 -11.8%
2007 8.316.143 22.54%
2008 8.746.067 4.92%
2009 583.848 -1398%
2010 3.425.720 82.96%
2011 -791.861 532.62%
2018 4.660.049 116.99%
2019 5.435.360 14.26%
2020 5.927.143 8.3%
2021 7.486.160 20.83%
2022 9.548.977 21.6%
2023 8.300.000 -15.05%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First Bancshares, Inc. Gross Profit
Year Gross Profit Growth
1995 4.100.000
1996 5.000.000 18%
1997 5.900.000 15.25%
1998 6.600.000 10.61%
1999 7.200.000 8.33%
2000 7.672.221 6.15%
2001 8.085.897 5.12%
2002 8.554.005 5.47%
2003 10.292.494 16.89%
2004 10.496.019 1.94%
2005 11.080.888 5.28%
2006 8.407.158 -31.8%
2007 8.674.190 3.08%
2008 10.279.835 15.62%
2009 9.579.031 -7.32%
2010 8.045.895 -19.05%
2011 4.597.422 -75.01%
2018 13.642.264 66.3%
2019 14.791.836 7.77%
2020 15.161.331 2.44%
2021 18.154.980 16.49%
2022 19.454.210 6.68%
2023 22.892.000 15.02%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First Bancshares, Inc. Net Profit
Year Net Profit Growth
1995 1.000.000
1996 1.200.000 16.67%
1997 1.400.000 14.29%
1998 1.800.000 22.22%
1999 1.800.000 0%
2000 2.019.548 10.87%
2001 1.811.855 -11.46%
2002 1.658.849 -9.22%
2003 2.244.419 26.09%
2004 2.347.200 4.38%
2005 1.316.933 -78.23%
2006 -172.827 861.99%
2007 271.860 163.57%
2008 363.221 25.15%
2009 -4.036.460 109%
2010 -1.484.082 -171.98%
2011 -4.100.989 63.81%
2018 2.982.518 237.5%
2019 3.573.645 16.54%
2020 3.944.459 9.4%
2021 5.092.753 22.55%
2022 5.282.812 3.6%
2023 6.540.000 19.22%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First Bancshares, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1995 0
1996 0 0%
1997 1 0%
1998 1 0%
1999 1 0%
2000 1 100%
2001 1 0%
2002 1 0%
2003 2 100%
2004 1 0%
2005 1 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 -3 100%
2010 -1 0%
2011 -3 100%
2018 1 300%
2019 1 0%
2020 1 0%
2021 2 0%
2022 2 50%
2023 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First Bancshares, Inc. Free Cashflow
Year Free Cashflow Growth
1995 1.000.000
1996 1.000.000 0%
1997 900.000 -11.11%
1998 2.600.000 65.38%
1999 1.900.000 -36.84%
2000 1.044.780 -81.86%
2001 609.689 -71.36%
2002 1.089.081 44.02%
2003 2.860.792 61.93%
2004 2.334.242 -22.56%
2005 2.164.125 -7.86%
2006 1.638.326 -32.09%
2007 494.238 -231.49%
2008 3.466.656 85.74%
2009 381.484 -808.73%
2010 1.089.066 64.97%
2011 608.965 -78.84%
2012 104.939 -480.3%
2018 4.813.122 97.82%
2019 3.661.849 -31.44%
2020 1.289.389 -184%
2021 5.944.611 78.31%
2022 3.995.671 -48.78%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First Bancshares, Inc. Operating Cashflow
Year Operating Cashflow Growth
1995 1.500.000
1996 1.800.000 16.67%
1997 1.600.000 -12.5%
1998 3.100.000 48.39%
1999 2.600.000 -19.23%
2000 2.711.861 4.12%
2001 2.533.675 -7.03%
2002 2.431.764 -4.19%
2003 3.703.175 34.33%
2004 3.067.452 -20.72%
2005 2.963.732 -3.5%
2006 2.622.966 -12.99%
2007 1.026.329 -155.57%
2008 3.652.994 71.9%
2009 883.887 -313.29%
2010 1.337.101 33.9%
2011 1.037.100 -28.93%
2012 108.559 -855.33%
2018 4.935.583 97.8%
2019 4.135.077 -19.36%
2020 2.629.693 -57.25%
2021 7.435.146 64.63%
2022 4.638.015 -60.31%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First Bancshares, Inc. Capital Expenditure
Year Capital Expenditure Growth
1995 500.000
1996 800.000 37.5%
1997 700.000 -14.29%
1998 500.000 -40%
1999 700.000 28.57%
2000 1.667.081 58.01%
2001 1.923.986 13.35%
2002 1.342.683 -43.29%
2003 842.383 -59.39%
2004 733.210 -14.89%
2005 799.607 8.3%
2006 984.640 18.79%
2007 532.091 -85.05%
2008 186.338 -185.55%
2009 502.403 62.91%
2010 248.035 -102.55%
2011 428.135 42.07%
2012 3.620 -11726.93%
2018 122.461 97.04%
2019 473.228 74.12%
2020 1.340.304 64.69%
2021 1.490.535 10.08%
2022 642.344 -132.05%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First Bancshares, Inc. Equity
Year Equity Growth
1995 24.500.000
1996 23.700.000 -3.38%
1997 22.200.000 -6.76%
1998 24.400.000 9.02%
1999 24.200.000 -0.83%
2000 24.477.035 1.13%
2001 25.190.927 2.83%
2002 24.762.672 -1.73%
2003 26.403.755 6.22%
2004 27.296.243 3.27%
2005 26.817.329 -1.79%
2006 26.290.569 -2%
2007 26.468.093 0.67%
2008 27.099.572 2.33%
2009 23.763.891 -14.04%
2010 22.611.231 -5.1%
2011 18.064.669 -25.17%
2018 33.816.632 46.58%
2019 37.666.952 10.22%
2020 42.764.636 11.92%
2021 44.160.748 3.16%
2022 47.586.064 7.2%
2023 51.102.000 6.88%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First Bancshares, Inc. Assets
Year Assets Growth
1995 128.200.000
1996 143.700.000 10.79%
1997 164.000.000 12.38%
1998 172.200.000 4.76%
1999 178.700.000 3.64%
2000 199.085.781 10.24%
2001 220.976.962 9.91%
2002 258.241.689 14.43%
2003 268.555.598 3.84%
2004 264.977.538 -1.35%
2005 244.006.918 -8.59%
2006 228.394.603 -6.84%
2007 241.330.759 5.36%
2008 249.231.762 3.17%
2009 229.915.293 -8.4%
2010 211.656.973 -8.63%
2011 209.343.809 -1.1%
2018 345.034.413 39.33%
2019 352.584.567 2.14%
2020 406.279.115 13.22%
2021 445.034.410 8.71%
2022 471.715.233 5.66%
2023 513.310.000 8.1%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First Bancshares, Inc. Liabilities
Year Liabilities Growth
1995 5.100.000
1996 120.000.000 95.75%
1997 141.800.000 15.37%
1998 5.700.000 -2387.72%
1999 2.200.000 -159.09%
2000 174.608.746 98.74%
2001 195.786.035 10.82%
2002 233.479.017 16.14%
2003 242.151.843 3.58%
2004 237.681.295 -1.88%
2005 217.189.589 -9.43%
2006 202.104.034 -7.46%
2007 214.862.666 5.94%
2008 222.132.190 3.27%
2009 206.151.402 -7.75%
2010 189.045.742 -9.05%
2011 191.279.140 1.17%
2018 6.507.086 -2839.55%
2019 3.001.476 -116.8%
2020 2.999.953 -0.05%
2021 1.500.000 -100%
2022 0 0%
2023 0 0%

First Bancshares, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
9.29
Net Income per Share
2.64
Price to Earning Ratio
10.41x
Price To Sales Ratio
3x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
1.29
EV to Sales
0.29
EV Over EBITDA
0.6
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.1
FreeCashFlow Yield
0
Market Cap
0,07 Bil.
Enterprise Value
0,01 Bil.
Graham Number
35.54
Graham NetNet
25.24

Income Statement Metrics

Net Income per Share
2.64
Income Quality
0
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.75
EBT Per Ebit
1.12
Ebit per Revenue
0.32
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.32
Pretax Profit Margin
0.35
Net Profit Margin
0.27

Dividends

Dividend Yield
0.01
Dividend Yield %
1.09
Payout Ratio
0
Dividend Per Share
0.3

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.15
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
25,24
Book Value per Share
21,25
Tangible Book Value per Share
213.49
Shareholders Equity per Share
21.25
Interest Debt per Share
2.34
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-5.74
Current Ratio
0
Tangible Asset Value
0,51 Bil.
Net Current Asset Value
0,06 Bil.
Invested Capital
0
Working Capital
0,06 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First Bancshares, Inc. Dividends
Year Dividends Growth
1994 0
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2008 0 0%
2019 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

First Bancshares, Inc. Profile

About First Bancshares, Inc.

First Bancshares, Inc. operates as the bank holding company for Stockmens Bank that provides banking and mortgage services to individual and corporate customers in southern Missouri, eastern Colorado, and southwestern Nebraska. It accepts various deposit products. The company also offers real estate loans, including one-to-four family residential mortgage loans, multi-family residential loans, commercial real estate loans, agricultural real estate loans, and home equity loans; and non-real estate loans, such as commercial business, agricultural business, and consumer loans. In addition, it invests in mortgage-back securities, the United States Government and agency securities, and other assets. The company operates through its home office in Colorado Springs, Colorado; and nine full-service branch facilities in Missouri and Nebraska. The company was founded in 1911 and is headquartered in Mountain Grove, Missouri.

CEO
Mr. Robert Mitchell Alexander
Employee
0
Address
142 East First Street
Mountain Grove, 65711

First Bancshares, Inc. Executives & BODs

First Bancshares, Inc. Executives & BODs
# Name Age
1 Mr. Brady J. Nachtrieb CPA
President
70
2 Ms. Shannon Peterson
Secretary
70
3 Mr. Robert Mitchell Alexander
Chairman & Chief Executive Officer
70
4 W. Jared Balady
Chief Financial Officer
70

First Bancshares, Inc. Competitors