National Capital Bancorp, Inc. Logo

National Capital Bancorp, Inc.

NACB

(0.5)
Stock Price

269,00 USD

0.69% ROA

9.27% ROE

10.84x PER

Market Cap.

53.280.000,00 USD

88.37% DER

1.39% Yield

15.57% NPM

National Capital Bancorp, Inc. Stock Analysis

National Capital Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

National Capital Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

2 ROE

Unidentified ROE

3 ROA

Unidentified ROA

4 PBV

Unidentified ROA

5 DER

Unidentified DER

6 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

7 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Graham Number

Unidentified Graham Number

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

National Capital Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

National Capital Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

National Capital Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

National Capital Bancorp, Inc. Revenue
Year Revenue Growth
2013 13.627.917
2014 -1.814.249 851.16%
2015 21.658.825 108.38%
2016 15.303.540 -41.53%
2017 16.716.507 8.45%
2018 19.381.272 13.75%
2019 22.445.530 13.65%
2020 23.880.275 6.01%
2021 24.925.504 4.19%
2022 25.767.531 3.27%
2023 24.935.344 -3.34%
2024 25.280.000 1.36%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

National Capital Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2013 0
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

National Capital Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2013 940.418
2014 1.485.166 36.68%
2015 2.216.926 33.01%
2016 1.846.548 -20.06%
2017 2.089.532 11.63%
2018 2.281.131 8.4%
2019 1.302.674 -75.11%
2020 1.100.893 -18.33%
2021 1.335.695 17.58%
2022 1.240.663 -7.66%
2023 2.778.301 55.34%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

National Capital Bancorp, Inc. EBITDA
Year EBITDA Growth
2013 -229.495
2014 10.005.646 102.29%
2015 -472.001 2219.84%
2016 -392.418 -20.28%
2017 -243.679 -61.04%
2018 -136.000 -79.18%
2019 -72.500 -87.59%
2020 -224.124 67.65%
2021 -225.250 0.5%
2022 -233.000 3.33%
2023 -279.000 16.49%
2024 -8.196.000 96.6%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

National Capital Bancorp, Inc. Gross Profit
Year Gross Profit Growth
2013 13.627.917
2014 -1.814.249 851.16%
2015 21.658.825 108.38%
2016 15.303.540 -41.53%
2017 16.716.507 8.45%
2018 19.381.272 13.75%
2019 22.445.530 13.65%
2020 23.880.275 6.01%
2021 24.925.504 4.19%
2022 25.767.531 3.27%
2023 23.554.388 -9.4%
2024 37.348.000 36.93%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

National Capital Bancorp, Inc. Net Profit
Year Net Profit Growth
2013 2.787.086
2014 -7.105.524 139.22%
2015 6.586.866 207.87%
2016 4.684.793 -40.6%
2017 1.971.266 -137.65%
2018 2.646.807 25.52%
2019 2.552.246 -3.71%
2020 2.647.982 3.62%
2021 4.646.153 43.01%
2022 4.587.548 -1.28%
2023 4.363.356 -5.14%
2024 6.080.000 28.23%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

National Capital Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2013 10
2014 -25 137.5%
2015 23 209.09%
2016 16 -37.5%
2017 7 -166.67%
2018 9 33.33%
2019 9 -12.5%
2020 9 11.11%
2021 16 43.75%
2022 16 -6.67%
2023 15 0%
2024 21 28.57%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

National Capital Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
2013 3.811.820
2014 4.064.681 6.22%
2015 2.962.735 -37.19%
2016 608.190 -387.14%
2017 -482.235 226.12%
2018 2.722.325 117.71%
2019 2.675.732 -1.74%
2020 1.925.399 -38.97%
2021 5.509.408 65.05%
2022 7.117.474 22.59%
2023 3.967.448 -79.4%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

National Capital Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
2013 3.998.666
2014 4.255.389 6.03%
2015 3.277.367 -29.84%
2016 3.721.690 11.94%
2017 -72.839 5209.47%
2018 5.214.424 101.4%
2019 3.890.980 -34.01%
2020 5.048.439 22.93%
2021 5.879.683 14.14%
2022 7.407.172 20.62%
2023 4.208.651 -76%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

National Capital Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
2013 186.846
2014 190.708 2.03%
2015 314.632 39.39%
2016 3.113.500 89.89%
2017 409.396 -660.51%
2018 2.492.099 83.57%
2019 1.215.248 -105.07%
2020 3.123.040 61.09%
2021 370.275 -743.44%
2022 289.698 -27.81%
2023 241.203 -20.11%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

National Capital Bancorp, Inc. Equity
Year Equity Growth
2013 38.050.663
2014 31.589.720 -20.45%
2015 37.913.702 16.68%
2016 40.985.522 7.49%
2017 43.627.536 6.06%
2018 43.738.049 0.25%
2019 48.872.677 10.51%
2020 53.448.987 8.56%
2021 54.854.244 2.56%
2022 48.328.135 -13.5%
2023 53.369.704 9.45%
2024 55.179.000 3.28%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

National Capital Bancorp, Inc. Assets
Year Assets Growth
2013 424.505.751
2014 427.383.194 0.67%
2015 411.914.270 -3.76%
2016 412.162.381 0.06%
2017 429.877.979 4.12%
2018 466.962.518 7.94%
2019 524.087.456 10.9%
2020 616.984.521 15.06%
2021 735.693.621 16.14%
2022 645.060.036 -14.05%
2023 703.051.199 8.25%
2024 715.959.000 1.8%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

National Capital Bancorp, Inc. Liabilities
Year Liabilities Growth
2013 24.250
2014 16.211 -49.59%
2015 14.110 -14.89%
2016 371.176.859 100%
2017 386.250.443 3.9%
2018 423.224.469 8.74%
2019 475.214.779 10.94%
2020 563.535.534 15.67%
2021 680.839.377 17.23%
2022 596.731.901 -14.09%
2023 649.681.495 8.15%
2024 48.761.000 -1232.38%

National Capital Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
109.61
Net Income per Share
17.07
Price to Earning Ratio
10.84x
Price To Sales Ratio
1.69x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.97
EV to Sales
1.42
EV Over EBITDA
-18.76
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.09
FreeCashFlow Yield
0
Market Cap
0,05 Bil.
Enterprise Value
0,04 Bil.
Graham Number
271.27
Graham NetNet
29.42

Income Statement Metrics

Net Income per Share
17.07
Income Quality
0
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.75
EBT Per Ebit
0.96
Ebit per Revenue
0.22
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0.09
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.1
Operating Profit Margin
0.22
Pretax Profit Margin
0.21
Net Profit Margin
0.16

Dividends

Dividend Yield
0.01
Dividend Yield %
1.39
Payout Ratio
0
Dividend Per Share
2.58

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
198,77
Book Value per Share
2.317,22
Tangible Book Value per Share
2317.22
Shareholders Equity per Share
191.64
Interest Debt per Share
169.35
Debt to Equity
0.88
Debt to Assets
0.07
Net Debt to EBITDA
3.55
Current Ratio
0
Tangible Asset Value
0,67 Bil.
Net Current Asset Value
0,01 Bil.
Invested Capital
64019000
Working Capital
0,06 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.92

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

National Capital Bancorp, Inc. Dividends
Year Dividends Growth
2012 1
2013 6 83.33%
2014 6 0%
2015 2 -500%
2016 1 0%
2017 2 0%
2018 2 50%
2019 2 0%
2020 2 0%
2021 2 0%
2022 2 0%
2023 2 0%
2024 2 -100%

National Capital Bancorp, Inc. Profile

About National Capital Bancorp, Inc.

National Capital Bancorp, Inc. operates as the bank holding for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. It offers savings and checking accounts. The company also provides personal loans; home equity lines of credit; residential mortgages; paycheck protection program loans; commercial lines of credit; term loans; commercial mortgages; construction finance; equipment financing and leasing; loans for nonprofit organizations; letters of credit; SBA loans; and debit and credit cards. In addition, it offers cash management, disbursement services, online and mobile banking services, mobile deposits, escrow management, automated clearing house, remote deposit capture, lockbox services, merchant card processing, safe deposit boxes, and wealth management services. The company was founded in 1889 and is based in Washington, the District of Columbia.

CEO
Mr. Richard B. Anderson Jr.
Employee
0
Address
316 Pennsylvania Avenue, SE
Washington, 20003

National Capital Bancorp, Inc. Executives & BODs

National Capital Bancorp, Inc. Executives & BODs
# Name Age
1 Amy M. Woodward
Vice President & HR Director
70
2 Elaine B. Rial
Executive Vice President & Chief Loan Operations Officer
70
3 Mr. Ryan W. McKinley
Senior Vice President & Market Executive of Commercial Banking
70
4 Mr. Richard B. Anderson Jr.
President, Chief Executive Officer & Director
70
5 Mr. Richard Andrew Didden Jr.
Financial Advisor, Chief Investment Officer & Director
70
6 Ms. Debra A. Keats
Executive Vice President & Chief Community Banking Officer
70
7 Mr. Paul T. Yeloushan
Executive Vice President & Chief Information Officer
70
8 Ms. Patricia M. Ostrander
Executive Vice President and Chief Administrative & Compliance Officer
70
9 Mr. Randal J. Rabe CPA
Executive Vice President & Chief Financial Officer
70
10 Francina S. Jones
Senior Vice President, Controller & Accounting Director
70

National Capital Bancorp, Inc. Competitors