NAB.VN Nam A Commercial Joint Stock Bank Ordinary Shares

Financial Services Banks - Regional Vietnam Stocks
Add to portfolio Ask AI about NAB.VN
12,650 VND
Close of Oct 30, 2026
10,083 13,350
Market cap
VND 26.0T
P/E
5.6x
P/B
1.01x
ROE
19.5%
Dividend yield
0.00%
Fundamental score
2.3/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is NAB.VN undervalued?

Graham number
Price12,650
Graham value25,394
Discount50.2%

NAB.VN trades 50.2% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

Nam A Commercial Joint Stock Bank Ordinary Shares fundamental analysis

9 of 18 checks passed

ROE 1/2

Moderate return on equity (19.5%), between 10% and 20%.

ROA 0/1

Return on assets (1.1%) is below the industry median (1.4%).

Profit Consistency 2/2

Profitable for 5 consecutive years.

Earnings Growth 5Y 0/1

Earnings per share history is shorter than 5 years.

Earnings Acceleration 0/1

Not enough positive earnings history to compare last year's growth with the 5-year average.

Earnings Growth vs Industry 0/1

Last year's EPS growth (15.9%) is below the industry median (16.3%).

Revenue Growth 2/2

Revenue grew 21.2% a year over the past 3 years.

Leverage 1/2

Total assets are 17.4x equity, within a prudent level for a financial company.

Equity Growth 0/1

Equity history is shorter than 5 years.

PE vs Market 1/1

PE (5.6x) is below the market median (11.2x).

PE vs Industry 1/1

PE (5.6x) is below the industry median (7.8x).

PBV 1/1

Price to book (1.0x) is below the industry median (1.2x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 5.6, limit 22.5).

PEG 0/1

PEG needs positive PE and positive 5-year earnings growth.

Dividend Yield 0/2

Dividend yield (0.0%) is in the bottom 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 0/1

Dividends paid did not grow over the past 5 years.

Payout Ratio 1/1

Payout ratio is 0.0%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

Nam A Commercial Joint Stock Bank Ordinary Shares stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About Nam A Commercial Joint Stock Bank Ordinary Shares

Nam A Commercial Joint Stock Bank provides banking products and services in Vietnam. The company mobilizes short, medium, and long-term funds in the form of term and demand deposits, and certificate of deposit; investment and development funds and borrowings from other financial institutions; grants short, medium, and long-term loans; discounts commercial notes, bonds, and valuable papers; and contributes capital, as well as invests in joint ventures. It also provides settle…

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