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000001.SHE Ping An Bank Co Ltd
- Market cap
- CNY 226B
- P/E
- 5.4x
- P/B
- 0.41x
- ROE
- 9.4%
- Dividend yield
- 6.25%
- Fundamental score
- -
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is 000001.SHE undervalued?
Graham numberThe Graham number of Ping An Bank Co Ltd cannot be estimated reliably (the estimate is too far from the market price).
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Ping An Bank Co Ltd fundamental analysis
No fundamental analysis for Ping An Bank Co Ltd yet.
Ping An Bank Co Ltd stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Ping An Bank Co Ltd
Ping An Bank Co., Ltd. provides commercial banking products and services for individual and corporate customers, government agencies, institutions, and other small businesses in China and internationally. The company operates through three segments: Wholesale Financial Services, Retail Financial Services, and Other Businesses. It offers deposit products, including demand, time, call, negotiated, agreement, and margin deposits; foreign currency, corporate, and structured depo…
Full company profilePing An Bank Co Ltd financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Ping An Bank Co Ltd annual financial statements (CNY; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 163B | 180B | 205B | 226B | 241B | 263B | 278B | 274B | 252B | 228B | 137B |
| Gross Profit | 108B | 106B | 117B | 138B | 153B | 169B | 180B | 165B | 147B | 99.4B | - |
| Operating Income | 29.9B | 30.2B | 32.2B | 36.2B | 36.8B | 45.9B | 57.3B | 57.7B | 54.7B | 51.2B | - |
| EBITDA | 31.4B | 31.8B | 34.3B | 41.2B | 42.0B | 51.1B | 62.6B | 62.9B | 59.4B | 54.4B | - |
| Net Income | 22.6B | 23.2B | 24.8B | 28.2B | 28.9B | 36.3B | 45.5B | 46.5B | 44.5B | 42.6B | 52.2B |
| EPS | 1.32 | 1.30 | 1.39 | 1.47 | 1.49 | 1.87 | 2.35 | 2.39 | 2.15 | 2.20 | 2.69 |
| Balance Sheet | |||||||||||
| Total Assets | 2.95T | 3.25T | 3.42T | 3.94T | 4.47T | 4.92T | 5.32T | 5.59T | 5.77T | 5.93T | 5.95T |
| Total Liabilities | 2.75T | 3.03T | 3.18T | 3.63T | 4.10T | 4.53T | 4.89T | 5.11T | 5.27T | 5.46T | 5.40T |
| Shareholders' Equity | 202B | 222B | 240B | 313B | 364B | 395B | 435B | 472B | 495B | 471B | 557B |
| Cash & Short-term Investments | 678B | 629B | 679B | 737B | 899B | 892B | 980B | 1.05T | 1.31T | 1.08T | 729B |
| Total Debt | 316B | 371B | 406B | 547B | 660B | 863B | 756B | 784B | 756B | 1.55T | - |
| Cash Flow | |||||||||||
| Operating Cash Flow | 11.0B | -119B | -57.3B | -40.0B | -16.2B | -193B | 135B | 92.5B | 63.3B | -28.4B | 378B |
| Capital Expenditure | 2.77B | 2.82B | 4.62B | 3.55B | 3.49B | 6.61B | 3.54B | 3.10B | 2.39B | 2.89B | 1.71B |
| Free Cash Flow | 8.22B | -122B | -61.9B | -43.6B | -19.7B | -199B | 131B | 89.4B | 60.9B | -31.3B | 376B |
| Ratios | |||||||||||
| ROE | 11.2% | 10.4% | 10.3% | 9.0% | 7.9% | 9.2% | 10.5% | 9.8% | 9.0% | 9.0% | 9.4% |
| ROA | 0.8% | 0.7% | 0.7% | 0.7% | 0.6% | 0.7% | 0.9% | 0.8% | 0.8% | 0.7% | 0.9% |
| Net Profit Margin | 13.9% | 12.9% | 12.1% | 12.5% | 12.0% | 13.8% | 16.3% | 16.9% | 17.7% | 18.7% | 38.1% |
| Debt to Equity | 1.56x | 1.67x | 1.69x | 1.75x | 1.81x | 2.18x | 1.74x | 1.66x | 1.53x | 3.29x | - |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Total Debt
- Short and long-term borrowings.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
- Debt to Equity
- Total debt divided by shareholders' equity.
Ping An Bank Co Ltd dividends
- Dividend yield
- 6.25%
- Forward dividend
- 0.61 CNY
- Payout ratio
- 33.1%
- Ex-dividend date
- Sep 24, 2026
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | CNY 14.1B | 0.73 | 33.1% |
| 2024 | CNY 21.6B | 1.04 | 48.5% |
| 2023 | CNY 8.38B | 0.43 | 18.0% |
| 2022 | CNY 7.27B | 0.37 | 16.0% |
| 2021 | CNY 6.34B | 0.33 | 17.5% |
| 2020 | CNY 5.92B | 0.31 | 20.5% |
| 2019 | CNY 3.36B | 0.18 | 11.9% |
| 2018 | CNY 3.21B | 0.18 | 12.9% |
| 2017 | CNY 3.59B | 0.20 | 15.5% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 12:10 on Jun 16, 2016.
Who owns Ping An Bank Co Ltd
- Insiders 50.87%
- Institutions 13.42%
- Public & others 35.71%
- Shares outstanding 19.4B
- Free float 8.04B
Ping An Bank Co Ltd company profile
- Company name
- Ping An Bank Co Ltd
- Ticker
- 000001.SHE
- ISIN
- CNE000000040
- Exchange
- Shenzhen Stock Exchange
- Listed since
- May 10, 1987
- Sector
- Financial Services
- Industry
- Banks
- Employees
- 41,698
- Fiscal year end
- December
- Address
- No. 5047 Shennan East Road, Shenzhen, China, 518001
- Phone
- 86 755 8208 0387
- Website
- bank.pingan.com
About Ping An Bank Co Ltd
Ping An Bank Co., Ltd. provides commercial banking products and services for individual and corporate customers, government agencies, institutions, and other small businesses in China and internationally. The company operates through three segments: Wholesale Financial Services, Retail Financial Services, and Other Businesses. It offers deposit products, including demand, time, call, negotiated, agreement, and margin deposits; foreign currency, corporate, and structured deposits. The company also provides loans, such as working capital, fixed asset, corporate fixed deposit certificate pledge, commercial property mortgage, syndicated, cross-border syndicated, real estate development, government platform, and cross-border working capital loans, as well as corporate client account overdraft, online banking revolving loans for small and medium-sized enterprises, offshore foreign exchange deposits, and offshore cross-border financing loans. In addition, it offers settlement, offshore, corporate finance, cash management, trade finance, custody, corporate e-banking, corporate intermediary, interbank, and wealth management services, as well as bank cards. The company was founded in 1987 and is headquartered in Shenzhen, China.
Ping An Bank Co Ltd management
10- Mr. Guangheng JiPresident & Executive Director · born 1968
- Mr. Youzhi Xiang Ph.D.CFO, VP & Director · born 1964
- Mr. Zhiqun YangVP & Executive Director · born 1970
- Mr. Qiang Zhou Ph.D.Secretary of the Board · born 1972
- Mr. Yu ChenHead of the Accounting Department
- Mr. Fangtao SunChief Information Officer
- Wei WangChief Funding Officer
- Mr. Canhuang CaiRetail Business Director & Executive President of Private Banking Department
- Ming LiHead of Retail
- Jun WangAssistant to the President