002936.SHE Bank of Zhengzhou Co Ltd Class A
- Market cap
- CNY 16.3B
- P/E
- 11.2x
- P/B
- 0.28x
- ROE
- 3.4%
- Dividend yield
- 4.06%
- Fundamental score
- -
Ratios use the latest price and the fiscal year ending Dec 2025.
Is 002936.SHE undervalued?
Graham number002936.SHE trades 62.9% below its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Bank of Zhengzhou Co Ltd Class A fundamental analysis
No fundamental analysis for Bank of Zhengzhou Co Ltd Class A yet.
Bank of Zhengzhou Co Ltd Class A stock price
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About Bank of Zhengzhou Co Ltd Class A
Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment provides corporate loans and advances, trade finance and deposit taking activities, financial leasing, agency services, and remittance and settlement services to corporations, government agencies, and financial institut…
Full company profileBank of Zhengzhou Co Ltd Class A financial statements
Bank of Zhengzhou Co Ltd Class A annual financial statements (CNY; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 16.7B | 20.6B | 23.5B | 25.2B | 25.7B | 25.5B | 26.9B | 25.4B | 24.7B | 11.0B |
| Gross Profit | 9.96B | 10.2B | 11.1B | 12.6B | 13.1B | 11.8B | 14.1B | 12.3B | 11.7B | - |
| Operating Income | 5.26B | 5.55B | 3.81B | 4.01B | 4.01B | 3.99B | 2.81B | 1.74B | 1.79B | - |
| EBITDA | 5.47B | 5.81B | 4.11B | 4.48B | 4.45B | 4.44B | 3.28B | 2.20B | 2.24B | - |
| Net Income | 4.00B | 4.28B | 3.06B | 3.29B | 3.17B | 3.23B | 2.42B | 1.85B | 1.88B | 1.90B |
| EPS | 0.51 | 0.55 | 0.38 | 0.42 | 0.35 | 0.35 | 0.27 | 0.20 | 0.21 | 0.21 |
| Balance Sheet | ||||||||||
| Total Assets | 366B | 436B | 466B | 500B | 548B | 575B | 592B | 631B | 676B | 744B |
| Total Liabilities | 344B | 402B | 428B | 461B | 502B | 516B | 539B | 576B | 620B | 687B |
| Shareholders' Equity | 21.3B | 32.2B | 36.6B | 38.6B | 44.5B | 57.8B | 50.8B | 52.5B | 54.4B | 55.1B |
| Cash & Short-term Investments | 69.8B | 76.0B | 79.8B | 64.8B | 73.8B | 77.4B | 73.4B | 70.5B | 77.2B | 57.2B |
| Total Debt | 44.7B | 73.2B | 93.6B | 106B | 93.5B | 90.4B | 95.3B | 103B | 111B | - |
| Cash Flow | ||||||||||
| Operating Cash Flow | 54.0B | -1.98B | -25.8B | -7.85B | -11.2B | -42.6B | -31.4B | 8.75B | 8.77B | 21.9B |
| Capital Expenditure | 897M | 456M | 644M | 909M | 451M | 697M | 741M | 523M | 272M | 99.9M |
| Free Cash Flow | 53.1B | -2.44B | -26.5B | -8.76B | -11.6B | -43.3B | -32.1B | 8.23B | 8.49B | 21.8B |
| Ratios | ||||||||||
| ROE | 18.8% | 13.3% | 8.3% | 8.5% | 7.1% | 5.6% | 4.8% | 3.5% | 3.4% | 3.4% |
| ROA | 1.1% | 1.0% | 0.7% | 0.7% | 0.6% | 0.6% | 0.4% | 0.3% | 0.3% | 0.3% |
| Net Profit Margin | 23.9% | 20.8% | 13.0% | 13.0% | 12.3% | 12.7% | 9.0% | 7.3% | 7.6% | 17.3% |
| Debt to Equity | 2.10x | 2.27x | 2.56x | 2.74x | 2.10x | 1.57x | 1.88x | 1.95x | 2.03x | - |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Total Debt
- Short and long-term borrowings.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
- Debt to Equity
- Total debt divided by shareholders' equity.
Bank of Zhengzhou Co Ltd Class A dividends
- Dividend yield
- 4.06%
- Forward dividend
- -
- Payout ratio
- 34.9%
- Ex-dividend date
- Jul 10, 2025
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | CNY 661M | 0.07 | 34.9% |
| 2024 | CNY 480M | 0.05 | 25.6% |
| 2023 | CNY 480M | 0.05 | 25.9% |
| 2022 | CNY 1.00B | 0.11 | 41.4% |
| 2021 | CNY 475M | 0.05 | 14.7% |
| 2020 | CNY 1.09B | 0.12 | 34.3% |
| 2019 | CNY 1.40B | 0.18 | 42.5% |
| 2018 | CNY 502M | 0.06 | 16.4% |
| 2017 | CNY 1.17B | 0.15 | 27.3% |
| 2016 | CNY 1.07B | 0.14 | 26.7% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 1.1:1 on Jul 3, 2023.
Who owns Bank of Zhengzhou Co Ltd Class A
- Insiders 37.21%
- Institutions 0.99%
- Public & others 61.81%
- Shares outstanding 7.07B
- Free float 6.77B
Bank of Zhengzhou Co Ltd Class A company profile
- Company name
- Bank of Zhengzhou Co Ltd Class A
- Ticker
- 002936.SHE
- ISIN
- CNE1000036Q0
- Exchange
- Shenzhen Stock Exchange
- Sector
- Financial Services
- Industry
- Banks
- Employees
- 6,052
- Fiscal year end
- December
- Address
- 22 Shangwu Waihuan Road, Zhengzhou, China, 450018
- Phone
- 86 371 6700 9199
- Website
- zzbank.cn
About Bank of Zhengzhou Co Ltd Class A
Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment provides corporate loans and advances, trade finance and deposit taking activities, financial leasing, agency services, and remittance and settlement services to corporations, government agencies, and financial institutions. The Retail Banking segment offers personal loans and deposit taking activities, bank card business, personal wealth management services, remittance and settlement services, and collection and payment agency services to retail customers. The Treasury Business segment engages in the interbank money market transactions and repurchases transactions, as well as offers bond investment services. It also offers trade finance services, including cash management, investment banking, international trade business, and platform finance; small and micro finance, such as business, credit, and life sendings; citizen finance comprising credit card, convenient payment, and shangding card. In addition, it provides personal internet, corporate internet, personal mobile, and corporate mobile banking services. The company was formerly known as Commercial Bank of Zhengzhou Co., Ltd. and changed its name to Bank of Zhengzhou Co., Ltd. in December 2009. Bank of Zhengzhou Co., Ltd. was incorporated in 1996 and is headquartered in Zhengzhou, China.
Bank of Zhengzhou Co Ltd Class A management
6- Mr. Fei ZhaoExecutive Chairman · born 1975
- Ms. Huili HanJoint Company Secretary · born 1974
- Mr. Runhua SunVice President · born 1972
- Ms. Rui GaoAssistant to President · born 1981
- Mr. Qiang FuHead of Accounting Agency
- Dr. Wai Fung Ngai C.P.A., FCCA, FCIS, FCS (P.E.), Ph.D.Company Secretary · born 1962