002142.SHE Bank of Ningbo Co Ltd
- Market cap
- CNY 223B
- P/E
- 7.5x
- P/B
- 0.83x
- ROE
- 11.7%
- Dividend yield
- 8.70%
- Fundamental score
- -
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is 002142.SHE undervalued?
Graham number002142.SHE trades 47.6% below its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Bank of Ningbo Co Ltd fundamental analysis
No fundamental analysis for Bank of Ningbo Co Ltd yet.
Bank of Ningbo Co Ltd stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Bank of Ningbo Co Ltd
Bank of Ningbo Co., Ltd. provides various personal and business banking products and services in the People's Republic of China. The company operates through four segments: Corporate Banking, Personal Banking, Capital Banking, and Other Banking. It offers deposits; short-term, medium-term, and long-term loans; bank cards; domestic and international settlement services; bill discounting services; issues financial bonds; acting as an a as distribution agent, payment agent, and…
Full company profileBank of Ningbo Co Ltd financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Bank of Ningbo Co Ltd annual financial statements (CNY; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 40.3B | 45.5B | 52.6B | 60.7B | 70.0B | 87.8B | 99.1B | 111B | 121B | 32.2B | 81.6B |
| Gross Profit | 23.6B | 25.3B | 28.8B | 35.1B | 41.0B | 52.8B | 57.9B | 61.3B | 66.6B | 32.2B | - |
| Operating Income | 9.65B | 10.2B | 11.5B | 15.2B | 16.5B | 20.4B | 25.3B | 27.9B | 31.3B | 32.2B | - |
| EBITDA | 10.1B | 10.6B | 12.0B | 15.8B | 17.2B | 22.1B | 27.1B | 30.0B | 33.7B | 32.2B | - |
| Net Income | 7.81B | 9.33B | 11.2B | 13.7B | 15.1B | 19.5B | 23.1B | 25.5B | 27.1B | 29.3B | 33.5B |
| EPS | 1.43 | 1.71 | 1.95 | 2.44 | 2.45 | 3.25 | 3.49 | 3.87 | 3.95 | 4.44 | 5.08 |
| Balance Sheet | |||||||||||
| Total Assets | 885B | 1.03T | 1.12T | 1.32T | 1.63T | 2.02T | 2.37T | 2.71T | 3.13T | 3.63T | 4.10T |
| Total Liabilities | 835B | 975B | 1.04T | 1.22T | 1.51T | 1.87T | 2.20T | 2.51T | 2.89T | -254B | 3.81T |
| Shareholders' Equity | 50.3B | 57.1B | 80.9B | 100B | 118B | 149B | 168B | 201B | 233B | 254B | 286B |
| Cash & Short-term Investments | 145B | 270B | 246B | 391B | 455B | 517B | 534B | 557B | 579B | 246B | 239B |
| Total Debt | 148B | 266B | 262B | 249B | 256B | 467B | 549B | 557B | 628B | - | - |
| Cash Flow | |||||||||||
| Operating Cash Flow | 109B | 18.0B | -51.0B | 40.3B | 60.8B | -44.5B | 94.8B | 173B | 85.0B | 236B | 193B |
| Capital Expenditure | 1.47B | 998M | 1.29B | 2.61B | 1.82B | 2.58B | 2.87B | 3.71B | 3.83B | 3.44B | 2.95B |
| Free Cash Flow | 108B | 17.0B | -52.3B | 37.7B | 59.0B | -47.1B | 91.9B | 170B | 81.2B | 232B | 190B |
| Ratios | |||||||||||
| ROE | 15.5% | 16.3% | 13.8% | 13.7% | 12.7% | 13.1% | 13.8% | 12.7% | 11.6% | 11.6% | 11.7% |
| ROA | 0.9% | 0.9% | 1.0% | 1.0% | 0.9% | 1.0% | 1.0% | 0.9% | 0.9% | 0.8% | 0.8% |
| Net Profit Margin | 19.4% | 20.5% | 21.3% | 22.6% | 21.5% | 22.3% | 23.3% | 23.0% | 22.4% | 91.2% | 41.1% |
| Debt to Equity | 2.94x | 4.66x | 3.24x | 2.48x | 2.16x | 3.13x | 3.27x | 2.77x | 2.69x | - | - |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Total Debt
- Short and long-term borrowings.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
- Debt to Equity
- Total debt divided by shareholders' equity.
Bank of Ningbo Co Ltd dividends
- Dividend yield
- 8.70%
- Forward dividend
- 1.20 CNY
- Payout ratio
- 66.1%
- Ex-dividend date
- Nov 5, 2026
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | CNY 19.4B | 2.94 | 66.1% |
| 2024 | CNY 15.0B | 2.18 | 55.1% |
| 2023 | CNY 13.8B | 2.08 | 53.9% |
| 2022 | CNY 10.7B | 1.62 | 46.4% |
| 2021 | CNY 9.72B | 1.62 | 49.7% |
| 2020 | CNY 7.74B | 1.26 | 51.4% |
| 2019 | CNY 7.27B | 1.29 | 53.0% |
| 2018 | CNY 10.2B | 1.78 | 91.3% |
| 2017 | CNY 8.40B | 1.54 | 90.0% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 13:10 on Jul 11, 2017.
Who owns Bank of Ningbo Co Ltd
- Insiders 37.95%
- Institutions 28.83%
- Public & others 33.22%
- Shares outstanding 6.60B
- Free float 3.03B
Bank of Ningbo Co Ltd company profile
- Company name
- Bank of Ningbo Co Ltd
- Ticker
- 002142.SHE
- ISIN
- CNE1000005P7
- Exchange
- Shenzhen Stock Exchange
- Listed since
- Jul 19, 2007
- Sector
- Financial Services
- Industry
- Banks
- Employees
- 24,857
- Fiscal year end
- December
- Address
- No. 345, Ningdong Road, Ningbo, China, 315042
- Phone
- 86 574 8705 0028
- Website
- nbcb.com.cn
About Bank of Ningbo Co Ltd
Bank of Ningbo Co., Ltd. provides various personal and business banking products and services in the People's Republic of China. The company operates through four segments: Corporate Banking, Personal Banking, Capital Banking, and Other Banking. It offers deposits; short-term, medium-term, and long-term loans; bank cards; domestic and international settlement services; bill discounting services; issues financial bonds; acting as an a as distribution agent, payment agent, and underwriter of government bonds; trading government bonds; acts as an underwriter of government bonds; inter-bank lending and borrowing services; payment/collection and insurance agency services; and foreign currency guarantees, as well as other banking services. The company also provides safe deposit box; foreign currency deposit, loans, and remittance; foreign exchange settlement and guarantees sale; and foreign currency exchange services. The company was formerly known as Ningbo Commercial Bank Co., Ltd. and changed its name to Bank of Ningbo Co., Ltd. in February 2007. Bank of Ningbo Co., Ltd. was founded in 1997 and is headquartered in Ningbo, the People's Republic of China.
Bank of Ningbo Co Ltd management
7- Mr. Peijiong FengPresident & Vice Chairman · born 1974
- Mr. Weikai LuoVP, Head of Finance & CIO · born 1965
- Mr. Yongjie WangVP, Chief Compliance Officer & Director of Risk · born 1972
- Mr. Gang YuBoard Secretary · born 1977
- Ms. Tan Tan WongVice President · born 1982
- Mr. Xue Song XuVice president · born 1975
- Mr. Yandi XuIR expert · born 1980