002966.SHE Bank of Suzhou
- Market cap
- CNY 42.6B
- P/E
- 7.9x
- P/B
- 0.68x
- ROE
- 9.9%
- Dividend yield
- 6.80%
- Fundamental score
- -
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is 002966.SHE undervalued?
Graham number002966.SHE trades 51.2% below its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Bank of Suzhou fundamental analysis
No fundamental analysis for Bank of Suzhou yet.
Bank of Suzhou stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Bank of Suzhou
Bank of Suzhou Co., Ltd. provides commercial banking products and services in China. It operates through Corporate Business, Personal Business, Fund Operations, and Other Business segments. The company offers deposits, loans, investment banking, and settlement services, as well as calculations, trade-related products and other services, etc.; debit cards, consumer credit, mortgages, and personal asset management; and foreign exchange trading, foreign exchange derivatives tra…
Full company profileBank of Suzhou financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Bank of Suzhou annual financial statements (CNY; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 12.7B | 14.4B | 15.9B | 17.5B | 18.7B | 20.4B | 22.2B | 23.6B | 25.1B | 12.3B | 14.2B |
| Gross Profit | 6.98B | 6.84B | 7.67B | 9.31B | 10.3B | 10.8B | 11.7B | 11.8B | 12.1B | - | - |
| Operating Income | 2.47B | 2.72B | 2.71B | 3.29B | 3.31B | 3.89B | 4.91B | 5.74B | 6.38B | - | - |
| EBITDA | 2.76B | 3.10B | 3.09B | 3.65B | 3.61B | 4.31B | 5.37B | 6.23B | 6.90B | - | - |
| Net Income | 1.95B | 2.11B | 2.24B | 2.47B | 2.57B | 3.11B | 3.92B | 4.60B | 5.07B | 5.35B | 6.45B |
| EPS | 0.59 | 0.64 | 0.68 | 0.72 | 0.70 | 0.79 | 0.95 | 1.05 | 1.14 | 1.20 | 1.44 |
| Balance Sheet | |||||||||||
| Total Assets | 260B | 284B | 311B | 343B | 388B | 453B | 525B | 602B | 694B | 789B | 882B |
| Total Liabilities | 240B | 262B | 286B | 315B | 357B | 419B | 484B | 554B | 638B | 726B | 814B |
| Shareholders' Equity | 20.0B | 21.3B | 23.6B | 27.8B | 29.7B | 32.6B | 38.5B | 45.5B | 52.9B | 61.0B | 65.3B |
| Cash & Short-term Investments | 55.3B | 60.3B | 59.0B | 85.1B | 74.9B | 93.9B | 121B | 117B | 148B | 72.5B | 72.2B |
| Total Debt | 45.8B | 37.6B | 55.4B | 53.7B | 60.1B | 95.5B | 117B | 125B | 145B | - | - |
| Cash Flow | |||||||||||
| Operating Cash Flow | -15.8B | 6.95B | -8.55B | -13.9B | 19.1B | -7.63B | 581M | 16.5B | 11.0B | 11.1B | 31.8B |
| Capital Expenditure | 390M | 295M | 339M | 302M | 318M | 523M | 419M | 421M | 515M | 413M | 352M |
| Free Cash Flow | -16.2B | 6.65B | -8.89B | -14.2B | 18.8B | -8.15B | 162M | 16.0B | 10.5B | 10.7B | 31.4B |
| Ratios | |||||||||||
| ROE | 9.8% | 9.9% | 9.5% | 8.9% | 8.7% | 9.5% | 10.2% | 10.1% | 9.6% | 8.8% | 9.9% |
| ROA | 0.7% | 0.7% | 0.7% | 0.7% | 0.7% | 0.7% | 0.7% | 0.8% | 0.7% | 0.7% | 0.7% |
| Net Profit Margin | 15.4% | 14.6% | 14.1% | 14.1% | 13.8% | 15.2% | 17.6% | 19.5% | 20.2% | 43.6% | 45.5% |
| Debt to Equity | 2.30x | 1.76x | 2.35x | 1.93x | 2.02x | 2.93x | 3.03x | 2.75x | 2.74x | - | - |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Total Debt
- Short and long-term borrowings.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
- Debt to Equity
- Total debt divided by shareholders' equity.
Bank of Suzhou dividends
- Dividend yield
- 6.80%
- Forward dividend
- 0.36 CNY
- Payout ratio
- 54.2%
- Ex-dividend date
- Jun 24, 2026
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | CNY 2.90B | 0.65 | 54.2% |
| 2024 | CNY 3.07B | 0.69 | 60.5% |
| 2023 | CNY 1.21B | 0.28 | 26.3% |
| 2022 | CNY 2.81B | 0.68 | 71.8% |
| 2021 | CNY 2.46B | 0.63 | 79.2% |
| 2020 | CNY 1.98B | 0.54 | 76.9% |
| 2019 | CNY 2.01B | 0.58 | 81.1% |
| 2018 | CNY 1.90B | 0.58 | 84.7% |
| 2017 | CNY 1.82B | 0.55 | 86.4% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 1.1:1 on May 11, 2022.
Who owns Bank of Suzhou
- Insiders 36.19%
- Institutions 10.94%
- Public & others 52.86%
- Shares outstanding 4.47B
- Free float 3.78B
Bank of Suzhou company profile
- Company name
- Bank of Suzhou
- Ticker
- 002966.SHE
- ISIN
- CNE100003LQ2
- Exchange
- Shenzhen Stock Exchange
- Sector
- Financial Services
- Industry
- Banks
- Employees
- 5,920
- Fiscal year end
- December
- Address
- No. 728, Zhongyuan Road, Suzhou, China, 215028
- Phone
- 86 512 6986 8556
- Website
- suzhoubank.com
About Bank of Suzhou
Bank of Suzhou Co., Ltd. provides commercial banking products and services in China. It operates through Corporate Business, Personal Business, Fund Operations, and Other Business segments. The company offers deposits, loans, investment banking, and settlement services, as well as calculations, trade-related products and other services, etc.; debit cards, consumer credit, mortgages, and personal asset management; and foreign exchange trading, foreign exchange derivatives trading according to client requirements, and interbank deposits. It also engages in self-operated and agency businesses, such as lending and borrowing, resale/repurchase, and investment. The company was founded in 2004 and is headquartered in Suzhou, China.
Bank of Suzhou management
2- Mr. Qiang WangPresident, Chief Compliance Officer & Executive Director · born 1972
- Mr. Feng XuHead of Finance Department · born 1976