Hanwha Life Insurance Co., Ltd. Logo

Hanwha Life Insurance Co., Ltd.

088350.KS

(2.0)
Stock Price

2.705,00 KRW

4.41% ROA

4.73% ROE

3.76x PER

Market Cap.

2.108.310.794.820,00 KRW

101.43% DER

5.11% Yield

5.44% NPM

Hanwha Life Insurance Co., Ltd. Stock Analysis

Hanwha Life Insurance Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hanwha Life Insurance Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.16x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 ROE

The stock's ROE falls within an average range (9.83%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.7%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

6 Buffet Intrinsic Value

The company's stock seems undervalued (177.951) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

Hanwha Life Insurance Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hanwha Life Insurance Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Hanwha Life Insurance Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hanwha Life Insurance Co., Ltd. Revenue
Year Revenue Growth
2006 11.460.394.986.000
2007 11.577.402.908.000 1.01%
2008 11.723.689.037.000 1.25%
2009 12.702.275.142.000 7.7%
2010 14.346.278.939.000 11.46%
2011 10.939.762.214.660 -31.14%
2012 14.243.480.436.130 23.19%
2013 9.645.753.729.590 -47.67%
2014 13.794.508.413.860 30.08%
2015 14.949.480.688.200 7.73%
2016 18.751.334.736.330 20.28%
2017 21.150.196.283.880 11.34%
2018 21.503.888.159.830 1.64%
2019 18.994.258.967.630 -13.21%
2020 20.135.305.001.950 5.67%
2021 21.130.326.673.520 4.71%
2022 24.413.244.166.800 13.45%
2023 0 0%
2023 11.341.951.649.697 100%
2024 11.064.556.593.768 -2.51%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hanwha Life Insurance Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hanwha Life Insurance Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 477.560.629.000
2007 504.240.318.000 5.29%
2008 483.077.579.000 -4.38%
2009 497.843.471.000 2.97%
2010 639.053.926.000 22.1%
2011 429.215.086.970 -48.89%
2012 404.035.122.350 -6.23%
2013 337.412.149.370 -19.75%
2014 440.827.693.460 23.46%
2015 475.263.548.430 7.25%
2016 648.359.700.210 26.7%
2017 800.893.334.240 19.05%
2018 765.534.815.820 -4.62%
2019 879.205.511.310 12.93%
2020 859.726.558.870 -2.27%
2021 642.608.333.890 -33.79%
2022 617.259.450.200 -4.11%
2023 0 0%
2023 349.706.323.650 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hanwha Life Insurance Co., Ltd. EBITDA
Year EBITDA Growth
2006 459.661.200.000
2007 552.957.086.000 16.87%
2008 188.391.742.000 -193.51%
2009 642.659.878.000 70.69%
2010 761.588.324.000 15.62%
2011 753.063.097.140 -1.13%
2012 424.619.056.800 -77.35%
2013 532.143.696.270 20.21%
2014 625.494.102.350 14.92%
2015 713.272.220.460 12.31%
2016 1.139.261.267.300 37.39%
2017 1.099.381.592.270 -3.63%
2018 837.125.051.440 -31.33%
2019 -895.885.073.240 193.44%
2020 1.195.934.232.810 174.91%
2021 -163.418.569.570 831.82%
2022 1.053.689.329.450 115.51%
2023 -74.038.480.000 1523.16%
2023 -125.089.513.389 40.81%
2024 -14.442.049.504 -766.15%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hanwha Life Insurance Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 11.460.394.986.000
2007 11.577.402.908.000 1.01%
2008 11.723.689.037.000 1.25%
2009 12.702.275.142.000 7.7%
2010 14.346.278.939.000 11.46%
2011 10.939.762.214.660 -31.14%
2012 14.243.480.436.130 23.19%
2013 9.645.753.729.590 -47.67%
2014 13.794.508.413.860 30.08%
2015 14.949.480.688.200 7.73%
2016 18.751.334.736.330 20.28%
2017 21.150.196.283.880 11.34%
2018 21.503.888.159.830 1.64%
2019 18.994.258.967.630 -13.21%
2020 20.135.305.001.950 5.67%
2021 21.130.326.673.520 4.71%
2022 24.413.244.166.800 13.45%
2023 0 0%
2023 22.948.873.236.000 100%
2024 11.064.556.593.768 -107.41%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hanwha Life Insurance Co., Ltd. Net Profit
Year Net Profit Growth
2006 235.688.799.000
2007 358.691.279.000 34.29%
2008 82.945.671.000 -332.44%
2009 418.410.814.000 80.18%
2010 474.891.767.000 11.89%
2011 511.895.043.000 7.23%
2012 490.882.841.580 -4.28%
2013 355.200.302.090 -38.2%
2014 405.405.177.370 12.38%
2015 530.092.032.780 23.52%
2016 795.341.263.180 33.35%
2017 584.939.591.610 -35.97%
2018 415.273.141.460 -40.86%
2019 58.666.978.200 -607.85%
2020 202.113.750.190 70.97%
2021 1.191.311.383.170 83.03%
2022 733.364.865.230 -62.44%
2023 110.128.480.000 -565.92%
2023 758.479.879.640 85.48%
2024 1.071.153.332.000 29.19%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hanwha Life Insurance Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 332
2007 505 34.26%
2008 117 -331.62%
2009 582 79.9%
2010 547 -6.4%
2011 595 8.07%
2012 609 2.3%
2013 422 -44.31%
2014 482 12.45%
2015 658 26.75%
2016 1.058 37.81%
2017 757 -39.76%
2018 473 -60.04%
2019 78 -506.41%
2020 140 44.29%
2021 1.455 90.38%
2022 973 -49.69%
2023 147 -565.75%
2023 954 84.68%
2024 1.401 31.98%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hanwha Life Insurance Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 2.409.217.779.000
2007 260.168.858.000 -826.02%
2008 1.275.920.739.000 79.61%
2009 -1.540.032.211.000 182.85%
2010 -90.106.430.000 -1609.13%
2011 172.120.758.970 152.35%
2012 5.445.531.964.030 96.84%
2013 4.389.496.026.840 -24.06%
2014 2.700.031.128.200 -62.57%
2015 8.021.391.601.030 66.34%
2016 3.989.593.485.240 -101.06%
2017 3.178.864.180.730 -25.5%
2018 1.445.576.417.450 -119.9%
2019 854.184.103.800 -69.23%
2020 1.348.204.971.820 36.64%
2021 5.452.018.963.190 75.27%
2022 578.052.307.830 -843.17%
2023 1.101.001.295.044 47.5%
2023 2.858.074.310.380 61.48%
2024 2.055.093.699.246 -39.07%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hanwha Life Insurance Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 2.434.731.623.000
2007 408.056.538.000 -496.67%
2008 1.285.950.480.000 68.27%
2009 -1.467.794.585.000 187.61%
2010 34.322.253.000 4376.51%
2011 694.714.311.760 95.06%
2012 5.839.214.264.860 88.1%
2013 4.728.547.994.190 -23.49%
2014 2.977.671.098.570 -58.8%
2015 8.207.047.685.020 63.72%
2016 4.087.777.124.660 -100.77%
2017 3.318.659.475.160 -23.18%
2018 1.642.875.630.870 -102%
2019 1.007.494.432.100 -63.07%
2020 1.514.412.159.320 33.47%
2021 5.560.985.603.760 72.77%
2022 636.902.952.040 -773.13%
2023 1.239.263.658.397 48.61%
2023 2.862.010.955.720 56.7%
2024 2.083.605.792.595 -37.36%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hanwha Life Insurance Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 25.513.844.000
2007 147.887.680.000 82.75%
2008 10.029.741.000 -1374.49%
2009 72.237.626.000 86.12%
2010 124.428.683.000 41.94%
2011 522.593.552.790 76.19%
2012 393.682.300.830 -32.74%
2013 339.051.967.350 -16.11%
2014 277.639.970.370 -22.12%
2015 185.656.083.990 -49.55%
2016 98.183.639.420 -89.09%
2017 139.795.294.430 29.77%
2018 197.299.213.420 29.15%
2019 153.310.328.300 -28.69%
2020 166.207.187.500 7.76%
2021 108.966.640.570 -52.53%
2022 58.850.644.210 -85.16%
2023 138.262.363.353 57.44%
2023 3.936.645.340 -3412.19%
2024 28.512.093.349 86.19%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hanwha Life Insurance Co., Ltd. Equity
Year Equity Growth
2006 3.494.237.905.000
2007 3.705.707.528.000 5.71%
2008 3.657.990.570.000 -1.3%
2009 5.831.413.385.000 37.27%
2010 6.331.827.276.000 7.9%
2011 6.517.148.110.000 2.84%
2012 7.048.291.549.700 7.54%
2013 6.986.466.075.820 -0.88%
2014 8.652.161.019.530 19.25%
2015 8.642.757.398.610 -0.11%
2016 9.159.163.996.020 5.64%
2017 10.238.102.544.970 10.54%
2018 11.429.657.068.380 10.43%
2019 13.993.275.217.940 18.32%
2020 13.944.122.965.840 -0.35%
2021 13.419.581.014.670 -3.91%
2022 8.015.157.859.060 -67.43%
2023 14.976.743.724.661 46.48%
2023 16.893.015.564.000 11.34%
2024 13.155.522.249.874 -28.41%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hanwha Life Insurance Co., Ltd. Assets
Year Assets Growth
2006 46.715.415.038.000
2007 50.912.165.600.000 8.24%
2008 54.191.876.356.000 6.05%
2009 62.962.020.249.000 13.93%
2010 68.573.673.246.000 8.18%
2011 69.106.688.512.830 0.77%
2012 77.914.026.687.040 11.3%
2013 82.371.484.984.190 5.41%
2014 92.126.214.195.040 10.59%
2015 99.530.183.318.650 7.44%
2016 119.381.135.194.510 16.63%
2017 125.994.472.162.820 5.25%
2018 132.084.450.817.960 4.61%
2019 141.850.087.146.270 6.88%
2020 148.774.784.034.220 4.65%
2021 163.591.373.127.340 9.06%
2022 161.235.542.021.510 -1.46%
2023 147.178.543.920.908 -9.55%
2023 140.215.030.698.000 -4.97%
2024 149.434.041.647.264 6.17%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hanwha Life Insurance Co., Ltd. Liabilities
Year Liabilities Growth
2006 43.221.177.133.000
2007 47.206.458.072.000 8.44%
2008 50.533.885.786.000 6.58%
2009 57.130.606.864.000 11.55%
2010 62.241.845.970.000 8.21%
2011 62.589.540.402.830 0.56%
2012 464.522.846.880 -13373.94%
2013 75.385.018.908.370 99.38%
2014 83.474.053.175.510 9.69%
2015 90.887.425.920.040 8.16%
2016 110.221.971.198.490 17.54%
2017 115.756.369.617.850 4.78%
2018 120.654.793.749.580 4.06%
2019 127.856.811.928.330 5.63%
2020 134.830.661.068.380 5.17%
2021 150.171.792.112.670 10.22%
2022 153.220.384.162.450 1.99%
2023 132.201.800.196.247 -15.9%
2023 0 0%
2024 136.278.519.397.390 100%

Hanwha Life Insurance Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
14372.53
Net Income per Share
781.3
Price to Earning Ratio
3.76x
Price To Sales Ratio
0.2x
POCF Ratio
0.53
PFCF Ratio
0.53
Price to Book Ratio
0.2
EV to Sales
1.04
EV Over EBITDA
-53.29
EV to Operating CashFlow
2.7
EV to FreeCashFlow
2.82
Earnings Yield
0.27
FreeCashFlow Yield
1.89
Market Cap
2.108,31 Bil.
Enterprise Value
11.278,37 Bil.
Graham Number
15957.75
Graham NetNet
-177540.42

Income Statement Metrics

Net Income per Share
781.3
Income Quality
6.05
ROE
0.05
Return On Assets
0
Return On Capital Employed
0.06
Net Income per EBT
0.55
EBT Per Ebit
0.14
Ebit per Revenue
0.72
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.02
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.57
Operating Profit Margin
0.72
Pretax Profit Margin
0.1
Net Profit Margin
0.05

Dividends

Dividend Yield
0.05
Dividend Yield %
5.11
Payout Ratio
0.22
Dividend Per Share
150

Operating Metrics

Operating Cashflow per Share
5567.29
Free CashFlow per Share
5314.29
Capex to Operating CashFlow
0.05
Capex to Revenue
0.02
Capex to Depreciation
1.53
Return on Invested Capital
0.28
Return on Tangible Assets
0.04
Days Sales Outstanding
0
Days Payables Outstanding
-0.68
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-537.85
Inventory Turnover
0
Capex per Share
253

Balance Sheet

Cash per Share
3.828,08
Book Value per Share
17.508,24
Tangible Book Value per Share
-163661.34
Shareholders Equity per Share
14485.76
Interest Debt per Share
15355.31
Debt to Equity
1.01
Debt to Assets
0.07
Net Debt to EBITDA
-43.33
Current Ratio
0.64
Tangible Asset Value
-122.973,53 Bil.
Net Current Asset Value
-129.860,93 Bil.
Invested Capital
1.347495599787E+14
Working Capital
-3.597,48 Bil.
Intangibles to Total Assets
0.91
Average Receivables
0,00 Bil.
Average Payables
55.796,29 Bil.
Average Inventory
0
Debt to Market Cap
5.24

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hanwha Life Insurance Co., Ltd. Dividends
Year Dividends Growth
2010 100
2011 230 56.52%
2012 230 0%
2013 280 17.86%
2014 180 -55.56%
2015 180 0%
2016 80 -125%
2017 140 42.86%
2018 100 -40%
2019 30 -233.33%
2020 30 0%
2024 150 80%

Hanwha Life Insurance Co., Ltd. Profile

About Hanwha Life Insurance Co., Ltd.

Hanwha Life Insurance Co., Ltd. provides various insurance products to individual and corporate customers in South Korea, Vietnam, China, Indonesia, and internationally. The company offers health, retirement, investment, group, accident, and savings insurance products; retirement pension plans; consulting services; and asset management products. It offers its products through financial planner, group financial planner, general agency, and bancassurance, as well as through online. The company was formerly known as Korea Life Insurance Co., Ltd. and changed its name to Hanwha Life Insurance Co., Ltd. in October 2012. Hanwha Life Insurance Co., Ltd. was founded in 1946 and is headquartered in Seoul, South Korea.

CEO
Mr. Seung-Joo Yeo
Employee
163
Address
63 Hanwha Life Building
Seoul, 07345

Hanwha Life Insurance Co., Ltd. Executives & BODs

Hanwha Life Insurance Co., Ltd. Executives & BODs
# Name Age
1 Mr. Dong Won Kim
Vice President & Chief Digital Strategy Officer
70
2 Mr. Jung-Won Kim
MD, Head of Compliance & Director
70
3 Mr. Seung-Joo Yeo
Chief Executive Officer, President & Inside Director
70
4 Mr. Sang-Wook Choi
Investor Relations Head
70
5 Kyung Geun Lee
Internal Accounting Manager
70
6 Mr. Nam-Gyu Cha
Adviser
70
7 Mr. Jung-Ki Min
MD & Head of Affiliate Sales Division
70
8 Mr. Chae-Bum Na
Vice President & Head of Management Innovation Division
70
9 Do Kyo Gu
Head of Private Sales Division & Executive Director
70
10 Mr. Byeong-Seon Choi
Executive Director of Legal Team
70

Hanwha Life Insurance Co., Ltd. Competitors