Hua Nan Financial Holdings Co., Ltd. Logo

Hua Nan Financial Holdings Co., Ltd.

2880.TW

(2.8)
Stock Price

25,80 TWD

0.54% ROA

10.98% ROE

14.72x PER

Market Cap.

300.139.395.072,00 TWD

61.22% DER

2.68% Yield

21.12% NPM

Hua Nan Financial Holdings Co., Ltd. Stock Analysis

Hua Nan Financial Holdings Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hua Nan Financial Holdings Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

2 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

3 ROE

ROE in an average range (10.62%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.53%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.56x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 DER

The stock maintains a fair debt to equity ratio (59%), indicating a reasonable balance between the money it owes and the ownership it possesses.

7 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

8 Net Profit Growth

Over the last three years, this company has consistently achieved net profit growth, indicating a favorable financial performance and making it an attractive investment option.

9 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (74) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

Hua Nan Financial Holdings Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hua Nan Financial Holdings Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Hua Nan Financial Holdings Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hua Nan Financial Holdings Co., Ltd. Revenue
Year Revenue Growth
2006 36.747.727.000
2007 42.016.889.000 12.54%
2008 33.284.393.000 -26.24%
2009 31.501.944.000 -5.66%
2010 28.992.789.000 -8.65%
2011 30.035.962.000 3.47%
2012 32.512.526.000 7.62%
2013 35.613.525.000 8.71%
2014 38.227.106.000 6.84%
2015 39.586.151.000 3.43%
2016 42.248.829.000 6.3%
2017 42.281.854.000 0.08%
2018 46.007.716.000 8.1%
2019 46.724.153.000 1.53%
2020 39.920.532.000 -17.04%
2021 50.733.958.000 21.31%
2022 53.586.509.000 5.32%
2023 63.297.188.000 15.34%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hua Nan Financial Holdings Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hua Nan Financial Holdings Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 5.856.845.000
2007 6.206.556.000 5.63%
2008 5.918.177.000 -4.87%
2009 4.962.916.000 -19.25%
2010 5.056.868.000 1.86%
2011 5.604.113.000 9.77%
2012 5.687.785.000 1.47%
2013 5.753.584.000 1.14%
2014 6.445.916.000 10.74%
2015 7.190.034.000 10.35%
2016 7.450.522.000 3.5%
2017 7.970.267.000 6.52%
2018 8.412.874.000 5.26%
2019 7.320.780.000 -14.92%
2020 7.121.846.000 -2.79%
2021 7.522.748.000 5.33%
2022 8.174.011.000 7.97%
2023 9.735.800.000 16.04%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hua Nan Financial Holdings Co., Ltd. EBITDA
Year EBITDA Growth
2006 36.492.438.000
2007 41.823.099.000 12.75%
2008 38.750.503.000 -7.93%
2009 18.287.927.000 -111.89%
2010 17.840.707.000 -2.51%
2011 23.664.744.000 24.61%
2012 24.599.436.000 3.8%
2013 24.913.974.000 1.26%
2014 30.240.692.000 17.61%
2015 30.631.842.000 1.28%
2016 29.911.449.000 -2.41%
2017 29.409.133.000 -1.71%
2018 36.103.585.000 18.54%
2019 20.846.067.000 -73.19%
2020 13.375.360.000 -55.85%
2021 21.664.322.000 38.26%
2022 44.746.678.000 51.58%
2023 32.050.900.000 -39.61%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hua Nan Financial Holdings Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 36.747.727.000
2007 42.016.889.000 12.54%
2008 33.284.393.000 -26.24%
2009 31.501.944.000 -5.66%
2010 28.992.789.000 -8.65%
2011 30.035.962.000 3.47%
2012 32.512.526.000 7.62%
2013 35.613.525.000 8.71%
2014 38.227.106.000 6.84%
2015 39.586.151.000 3.43%
2016 42.248.829.000 6.3%
2017 42.281.854.000 0.08%
2018 46.007.716.000 8.1%
2019 46.724.153.000 1.53%
2020 39.920.532.000 -17.04%
2021 50.733.958.000 21.31%
2022 53.586.509.000 5.32%
2023 63.297.188.000 15.34%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hua Nan Financial Holdings Co., Ltd. Net Profit
Year Net Profit Growth
2006 7.951.076.000
2007 9.198.794.000 13.56%
2008 9.139.597.000 -0.65%
2009 4.448.958.000 -105.43%
2010 6.081.316.000 26.84%
2011 8.544.207.000 28.83%
2012 8.871.006.000 3.68%
2013 10.051.213.000 11.74%
2014 13.130.945.000 23.45%
2015 14.080.583.000 6.74%
2016 14.086.734.000 0.04%
2017 12.015.482.000 -17.24%
2018 14.621.319.000 17.82%
2019 15.955.270.000 8.36%
2020 8.653.353.000 -84.38%
2021 17.206.199.000 49.71%
2022 17.308.343.000 0.59%
2023 25.544.784.000 32.24%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hua Nan Financial Holdings Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 0%
2008 1 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 100%
2016 1 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hua Nan Financial Holdings Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 16.909.634.000
2007 36.598.544.000 53.8%
2008 37.450.476.000 2.27%
2009 2.089.058.000 -1692.7%
2010 6.687.569.000 68.76%
2011 -7.527.202.000 188.85%
2012 5.585.708.000 234.76%
2013 19.764.000.000 71.74%
2014 27.926.386.000 29.23%
2015 72.797.340.000 61.64%
2016 -75.935.853.000 195.87%
2017 18.511.691.000 510.2%
2018 -18.300.862.000 201.15%
2019 -16.313.787.000 -12.18%
2020 68.586.714.000 123.79%
2021 -27.899.490.000 345.84%
2022 41.051.389.000 167.96%
2023 22.302.212.000 -84.07%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hua Nan Financial Holdings Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 37.000.555.000
2007 36.875.226.000 -0.34%
2008 37.572.055.000 1.85%
2009 2.808.177.000 -1237.95%
2010 7.510.477.000 62.61%
2011 -6.811.594.000 210.26%
2012 6.620.854.000 202.88%
2013 20.968.650.000 68.42%
2014 29.972.580.000 30.04%
2015 73.985.181.000 59.49%
2016 -74.786.334.000 198.93%
2017 19.680.212.000 480.01%
2018 -17.158.874.000 214.69%
2019 -15.304.229.000 -12.12%
2020 69.885.387.000 121.9%
2021 -26.597.628.000 362.75%
2022 43.215.176.000 161.55%
2023 23.232.308.000 -86.01%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hua Nan Financial Holdings Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 20.090.921.000
2007 276.682.000 -7161.38%
2008 121.579.000 -127.57%
2009 719.119.000 83.09%
2010 822.908.000 12.61%
2011 715.608.000 -14.99%
2012 1.035.146.000 30.87%
2013 1.204.650.000 14.07%
2014 2.046.194.000 41.13%
2015 1.187.841.000 -72.26%
2016 1.149.519.000 -3.33%
2017 1.168.521.000 1.63%
2018 1.141.988.000 -2.32%
2019 1.009.558.000 -13.12%
2020 1.298.673.000 22.26%
2021 1.301.862.000 0.24%
2022 2.163.787.000 39.83%
2023 930.096.000 -132.64%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hua Nan Financial Holdings Co., Ltd. Equity
Year Equity Growth
2006 90.687.666.000
2007 91.978.791.000 1.4%
2008 89.746.665.000 -2.49%
2009 93.734.424.000 4.25%
2010 100.334.232.000 6.58%
2011 125.514.089.000 20.06%
2012 132.778.921.000 5.47%
2013 135.659.284.000 2.12%
2014 143.942.273.000 5.75%
2015 153.067.799.000 5.96%
2016 158.981.730.000 3.72%
2017 164.232.583.000 3.2%
2018 174.157.583.000 5.7%
2019 188.700.657.000 7.71%
2020 189.404.165.000 0.37%
2021 200.706.807.000 5.63%
2022 184.827.106.000 -8.59%
2023 195.681.970.000 5.55%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hua Nan Financial Holdings Co., Ltd. Assets
Year Assets Growth
2006 1.674.566.493.000
2007 1.668.316.403.000 -0.37%
2008 1.710.153.171.000 2.45%
2009 1.816.498.748.000 5.85%
2010 1.880.424.106.000 3.4%
2011 1.975.025.894.000 4.79%
2012 2.062.013.289.000 4.22%
2013 2.164.728.571.000 4.74%
2014 2.259.950.882.000 4.21%
2015 2.350.288.574.000 3.84%
2016 2.545.941.962.000 7.68%
2017 2.573.419.750.000 1.07%
2018 2.684.206.863.000 4.13%
2019 2.731.828.227.000 1.74%
2020 3.101.082.238.000 11.91%
2021 3.460.953.918.000 10.4%
2022 3.630.161.728.000 4.66%
2023 3.795.187.728.000 4.35%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hua Nan Financial Holdings Co., Ltd. Liabilities
Year Liabilities Growth
2006 1.583.868.111.000
2007 1.576.333.658.000 -0.48%
2008 1.620.405.156.000 2.72%
2009 1.722.762.986.000 5.94%
2010 1.780.088.540.000 3.22%
2011 1.849.510.386.000 3.75%
2012 1.929.232.940.000 4.13%
2013 2.029.067.821.000 4.92%
2014 2.116.007.105.000 4.11%
2015 2.197.219.247.000 3.7%
2016 2.386.958.692.000 7.95%
2017 2.409.185.587.000 0.92%
2018 2.510.049.280.000 4.02%
2019 2.543.127.570.000 1.3%
2020 2.911.678.073.000 12.66%
2021 3.260.247.111.000 10.69%
2022 3.445.334.622.000 5.37%
2023 3.599.505.758.000 4.28%

Hua Nan Financial Holdings Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.18
Net Income per Share
1.49
Price to Earning Ratio
14.72x
Price To Sales Ratio
5.28x
POCF Ratio
-37.1
PFCF Ratio
-26.51
Price to Book Ratio
1.53
EV to Sales
2.47
EV Over EBITDA
2.9
EV to Operating CashFlow
-17.43
EV to FreeCashFlow
-12.41
Earnings Yield
0.07
FreeCashFlow Yield
-0.04
Market Cap
300,14 Bil.
Enterprise Value
140,47 Bil.
Graham Number
22.01
Graham NetNet
-240.88

Income Statement Metrics

Net Income per Share
1.49
Income Quality
-0.33
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.03
Net Income per EBT
0.83
EBT Per Ebit
0.73
Ebit per Revenue
0.35
Effective Tax Rate
0.17

Margins

Sales, General, & Administrative to Revenue
0.16
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.47
Operating Profit Margin
0.35
Pretax Profit Margin
0.26
Net Profit Margin
0.21

Dividends

Dividend Yield
0.03
Dividend Yield %
2.68
Payout Ratio
0
Dividend Per Share
0.59

Operating Metrics

Operating Cashflow per Share
-0.59
Free CashFlow per Share
-0.83
Capex to Operating CashFlow
0.4
Capex to Revenue
-0.06
Capex to Depreciation
-1.57
Return on Invested Capital
0.12
Return on Tangible Assets
0.01
Days Sales Outstanding
402.63
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.91
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.24

Balance Sheet

Cash per Share
20,57
Book Value per Share
14,40
Tangible Book Value per Share
14.4
Shareholders Equity per Share
14.4
Interest Debt per Share
12.68
Debt to Equity
0.61
Debt to Assets
0.03
Net Debt to EBITDA
-3.3
Current Ratio
6.95
Tangible Asset Value
194,74 Bil.
Net Current Asset Value
-3.257,31 Bil.
Invested Capital
0.61
Working Capital
292,98 Bil.
Intangibles to Total Assets
0
Average Receivables
62,50 Bil.
Average Payables
49,73 Bil.
Average Inventory
0
Debt to Market Cap
0.4

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hua Nan Financial Holdings Co., Ltd. Dividends
Year Dividends Growth
2002 0
2004 0 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 1 0%
2009 1 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 0 0%
2017 1 0%
2018 0 0%
2019 1 0%
2020 1 0%
2021 0 0%
2022 1 0%
2023 1 0%

Hua Nan Financial Holdings Co., Ltd. Profile

About Hua Nan Financial Holdings Co., Ltd.

Hua Nan Financial Holdings Co., Ltd., together with its subsidiaries, provides financial services in Taiwan and internationally. The company provides various banking services, including commercial banking, offshore banking, overseas branch banking, and other banking services. It also offers security related services, such as security trading, underwriting, transfer agent, margin loan and securities financing, futures trading services, and buying and selling foreign securities; property insurance services, including automobile insurance, fire insurance, casualty insurance, liability insurance, and reinsurance of the preceding insurance businesses; investment trust services; venture capital services; asset management services, including properties purchase, properties leasing and purchase, evaluation, and auction and management services; financing and leasing services; and broker business and futures consulting services. The company was founded in 1919 and is headquartered in Taipei, Taiwan.

CEO
Mr. Robert Li
Employee
11.100
Address
No. 123, Songren Road
Taipei,

Hua Nan Financial Holdings Co., Ltd. Executives & BODs

Hua Nan Financial Holdings Co., Ltd. Executives & BODs
# Name Age
1 Tsung-Sheng Hu
Division Chief
70
2 Hsi-Han Chen
Chief Information Security Officer, Senior Vice President & GM of Information Technology Department
70
3 Mr. Po-Hsun Chen
GM of Administration Department
70
4 Mr. Chao-Chi Yeh
General Manager of Marketing Department
70
5 Mr. Robert Li
Director & President
70
6 Doris Huang
Investor Relations
70
7 Mr. Ping-Hui Chang
Executive Vice President
70
8 Y.M. Hu
Executive Vice President & Financial Officer
70
9 Ms. M.C. Chiou
Executive Vice President and G.M. of Law & Ordinance Compliance Department
70
10 Ms. Pi-E Huang
Chief Auditor & G.M. of the Auditing Department
70

Hua Nan Financial Holdings Co., Ltd. Competitors