First Financial Holding Co., Ltd. Logo

First Financial Holding Co., Ltd.

2892.TW

(3.0)
Stock Price

27,20 TWD

0.53% ROA

9.34% ROE

15.83x PER

Market Cap.

366.380.692.582,00 TWD

41.02% DER

2.97% Yield

25.53% NPM

First Financial Holding Co., Ltd. Stock Analysis

First Financial Holding Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First Financial Holding Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (41%), which means it has a small amount of debt compared to the ownership it holds

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

4 ROE

ROE in an average range (10.3%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (0.55%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 PBV

The stock's PBV ratio (1.64x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

8 Net Profit Growth

Over the last three years, this company has consistently achieved net profit growth, indicating a favorable financial performance and making it an attractive investment option.

9 Buffet Intrinsic Value

The company's stock seems undervalued (88) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

10 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

First Financial Holding Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First Financial Holding Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

First Financial Holding Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First Financial Holding Co., Ltd. Revenue
Year Revenue Growth
2006 34.577.402.000
2007 39.740.983.000 12.99%
2008 44.637.064.000 10.97%
2009 26.337.241.000 -69.48%
2010 30.377.948.000 13.3%
2011 31.090.805.000 2.29%
2012 33.401.430.000 6.92%
2013 36.366.376.000 8.15%
2014 33.299.720.000 -9.21%
2015 41.446.872.000 19.66%
2016 44.848.398.000 7.58%
2017 50.623.079.000 11.41%
2018 60.228.245.000 15.95%
2019 62.211.174.000 3.19%
2020 59.473.618.000 -4.6%
2021 62.037.245.000 4.13%
2022 67.271.430.000 7.78%
2023 66.087.340.000 -1.79%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First Financial Holding Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First Financial Holding Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 4.471.212.000
2007 4.947.418.000 9.63%
2008 4.747.675.000 -4.21%
2009 4.545.386.000 -4.45%
2010 4.700.804.000 3.31%
2011 5.246.231.000 10.4%
2012 5.034.560.000 -4.2%
2013 5.222.764.000 3.6%
2014 6.041.665.000 13.55%
2015 6.508.307.000 7.17%
2016 6.383.620.000 -1.95%
2017 6.507.251.000 1.9%
2018 6.927.015.000 6.06%
2019 6.559.773.000 -5.6%
2020 6.626.301.000 1%
2021 6.863.672.000 3.46%
2022 7.724.393.000 11.14%
2023 9.367.076.000 17.54%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First Financial Holding Co., Ltd. EBITDA
Year EBITDA Growth
2006 38.600.548.000
2007 44.967.501.000 14.16%
2008 35.964.442.000 -25.03%
2009 16.156.219.000 -122.6%
2010 19.550.787.000 17.36%
2011 22.334.998.000 12.47%
2012 25.375.146.000 11.98%
2013 26.407.933.000 3.91%
2014 32.063.183.000 17.64%
2015 34.224.961.000 6.32%
2016 34.195.047.000 -0.09%
2017 33.239.893.000 -2.87%
2018 40.650.777.000 18.23%
2019 25.099.023.000 -61.96%
2020 21.592.535.000 -16.24%
2021 25.512.836.000 15.37%
2022 54.815.698.000 53.46%
2023 32.490.896.000 -68.71%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First Financial Holding Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 34.577.402.000
2007 39.740.983.000 12.99%
2008 44.637.064.000 10.97%
2009 26.337.241.000 -69.48%
2010 30.377.948.000 13.3%
2011 31.090.805.000 2.29%
2012 33.401.430.000 6.92%
2013 36.366.376.000 8.15%
2014 33.299.720.000 -9.21%
2015 41.446.872.000 19.66%
2016 44.848.398.000 7.58%
2017 50.623.079.000 11.41%
2018 60.228.245.000 15.95%
2019 62.211.174.000 3.19%
2020 59.473.618.000 -4.6%
2021 62.037.245.000 4.13%
2022 67.271.430.000 7.78%
2023 66.087.340.000 -1.79%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First Financial Holding Co., Ltd. Net Profit
Year Net Profit Growth
2006 10.661.558.000
2007 12.549.679.000 15.05%
2008 7.391.146.000 -69.79%
2009 2.778.927.000 -165.97%
2010 7.031.996.000 60.48%
2011 7.602.293.000 7.5%
2012 10.173.839.000 25.28%
2013 10.888.641.000 6.56%
2014 14.084.936.000 22.69%
2015 16.006.088.000 12%
2016 17.355.998.000 7.78%
2017 15.483.032.000 -12.1%
2018 17.332.199.000 10.67%
2019 19.368.751.000 10.51%
2020 16.807.541.000 -15.24%
2021 19.739.045.000 14.85%
2022 20.595.663.000 4.16%
2023 23.472.780.000 12.26%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First Financial Holding Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 100%
2008 1 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 2 0%
2023 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First Financial Holding Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 28.934.621.000
2007 12.586.577.000 -129.88%
2008 42.626.144.000 70.47%
2009 11.764.882.000 -262.32%
2010 1.223.406.000 -861.65%
2011 5.845.386.000 79.07%
2012 19.163.977.000 69.5%
2013 35.038.865.000 45.31%
2014 26.626.420.000 -31.59%
2015 45.943.323.000 42.05%
2016 -24.624.141.000 286.58%
2017 -11.103.581.000 -121.77%
2018 14.421.186.000 176.99%
2019 72.431.437.000 80.09%
2020 -53.011.618.000 236.63%
2021 78.044.723.000 167.92%
2022 25.686.258.000 -203.84%
2023 -6.961.502.000 468.98%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First Financial Holding Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 29.820.930.000
2007 13.541.733.000 -120.22%
2008 43.564.168.000 68.92%
2009 12.319.469.000 -253.62%
2010 1.712.513.000 -619.38%
2011 6.828.596.000 74.92%
2012 20.018.087.000 65.89%
2013 36.487.638.000 45.14%
2014 28.073.639.000 -29.97%
2015 46.982.658.000 40.25%
2016 -23.812.472.000 297.3%
2017 -10.054.001.000 -136.85%
2018 15.424.411.000 165.18%
2019 73.923.951.000 79.13%
2020 -51.086.659.000 244.7%
2021 79.339.688.000 164.39%
2022 27.379.571.000 -189.78%
2023 -6.676.452.000 510.09%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First Financial Holding Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 886.309.000
2007 955.156.000 7.21%
2008 938.024.000 -1.83%
2009 554.587.000 -69.14%
2010 489.107.000 -13.39%
2011 983.210.000 50.25%
2012 854.110.000 -15.12%
2013 1.448.773.000 41.05%
2014 1.447.219.000 -0.11%
2015 1.039.335.000 -39.24%
2016 811.669.000 -28.05%
2017 1.049.580.000 22.67%
2018 1.003.225.000 -4.62%
2019 1.492.514.000 32.78%
2020 1.924.959.000 22.47%
2021 1.294.965.000 -48.65%
2022 1.693.313.000 23.52%
2023 285.050.000 -494.04%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First Financial Holding Co., Ltd. Equity
Year Equity Growth
2006 101.185.226.000
2007 105.066.220.000 3.69%
2008 99.447.203.000 -5.65%
2009 101.063.007.000 1.6%
2010 105.996.900.000 4.65%
2011 126.717.029.000 16.35%
2012 133.908.710.000 5.37%
2013 140.729.249.000 4.85%
2014 153.944.750.000 8.58%
2015 187.639.905.000 17.96%
2016 191.775.032.000 2.16%
2017 191.782.643.000 0%
2018 205.303.072.000 6.59%
2019 219.732.507.000 6.57%
2020 221.206.869.000 0.67%
2021 224.546.858.000 1.49%
2022 224.122.570.000 -0.19%
2023 242.009.091.000 7.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First Financial Holding Co., Ltd. Assets
Year Assets Growth
2006 1.600.902.672.000
2007 1.654.461.028.000 3.24%
2008 1.800.113.679.000 8.09%
2009 1.960.078.421.000 8.16%
2010 2.048.866.603.000 4.33%
2011 2.080.969.625.000 1.54%
2012 2.118.537.561.000 1.77%
2013 2.263.385.352.000 6.4%
2014 2.355.708.683.000 3.92%
2015 2.500.095.812.000 5.78%
2016 2.541.156.335.000 1.62%
2017 2.634.058.605.000 3.53%
2018 2.935.204.419.000 10.26%
2019 3.206.767.075.000 8.47%
2020 3.550.503.691.000 9.68%
2021 3.739.593.907.000 5.06%
2022 4.157.195.982.000 10.05%
2023 4.365.570.177.000 4.77%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First Financial Holding Co., Ltd. Liabilities
Year Liabilities Growth
2006 1.499.717.446.000
2007 1.548.357.267.000 3.14%
2008 1.700.016.526.000 8.92%
2009 1.858.208.388.000 8.51%
2010 1.942.117.601.000 4.32%
2011 1.953.608.874.000 0.59%
2012 1.984.050.017.000 1.53%
2013 2.122.179.199.000 6.51%
2014 2.201.332.129.000 3.6%
2015 2.312.108.826.000 4.79%
2016 2.349.127.413.000 1.58%
2017 2.442.007.638.000 3.8%
2018 2.729.901.347.000 10.55%
2019 2.987.034.568.000 8.61%
2020 3.329.296.822.000 10.28%
2021 3.515.047.049.000 5.28%
2022 3.933.073.412.000 10.63%
2023 4.123.561.086.000 4.62%

First Financial Holding Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.87
Net Income per Share
1.7
Price to Earning Ratio
15.83x
Price To Sales Ratio
5.51x
POCF Ratio
-24.19
PFCF Ratio
-21.75
Price to Book Ratio
1.52
EV to Sales
1.57
EV Over EBITDA
1.75
EV to Operating CashFlow
-6.85
EV to FreeCashFlow
-6.17
Earnings Yield
0.06
FreeCashFlow Yield
-0.05
Market Cap
366,38 Bil.
Enterprise Value
104,01 Bil.
Graham Number
26.04
Graham NetNet
-272.22

Income Statement Metrics

Net Income per Share
1.7
Income Quality
-0.52
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.03
Net Income per EBT
0.8
EBT Per Ebit
0.66
Ebit per Revenue
0.48
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.13
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.61
Operating Profit Margin
0.48
Pretax Profit Margin
0.32
Net Profit Margin
0.26

Dividends

Dividend Yield
0.03
Dividend Yield %
2.97
Payout Ratio
0
Dividend Per Share
0.8

Operating Metrics

Operating Cashflow per Share
-1.11
Free CashFlow per Share
-1.23
Capex to Operating CashFlow
0.11
Capex to Revenue
-0.03
Capex to Depreciation
-0.73
Return on Invested Capital
0.13
Return on Tangible Assets
0.01
Days Sales Outstanding
343.37
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.06
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.12

Balance Sheet

Cash per Share
26,50
Book Value per Share
17,73
Tangible Book Value per Share
17.73
Shareholders Equity per Share
17.73
Interest Debt per Share
12
Debt to Equity
0.41
Debt to Assets
0.02
Net Debt to EBITDA
-4.42
Current Ratio
6.31
Tangible Asset Value
241,06 Bil.
Net Current Asset Value
-3.699,41 Bil.
Invested Capital
0.41
Working Capital
356,96 Bil.
Intangibles to Total Assets
0
Average Receivables
68,25 Bil.
Average Payables
69,81 Bil.
Average Inventory
0
Debt to Market Cap
0.27

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First Financial Holding Co., Ltd. Dividends
Year Dividends Growth
2005 1
2006 1 0%
2007 1 0%
2008 1 100%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 1 0%
2016 1 0%
2017 1 100%
2018 1 0%
2019 1 0%
2020 1 100%
2021 1 0%
2022 1 100%
2023 1 0%

First Financial Holding Co., Ltd. Profile

About First Financial Holding Co., Ltd.

First Financial Holding Co., Ltd., through its subsidiaries, provides various financial products and services in Taiwan, Asia, the United States, and internationally. The company operates through Banking Business, Securities Business, Investment Trust Business, Insurance Business, and Other Businesses segments. It offers checking accounts, demand and time deposits, negotiable certificates of deposit, savings deposits, and inward remittances. The company also engages in the management of securities investment trust funds and private funds business; life insurance business; and financial institution creditor's right, accounts receivable purchase, and real estate transaction businesses. In addition, it is involved in the marketable securities brokerage, trading, and underwriting; futures introducing brokerage; margin and stock loans of marketable securities trading; registration and transfer agency operations for securities; and other securities-related businesses. Further, the company provides venture capital business management consultancy, investment consultancy, and enterprise operation management consultancy services. Additionally, it offers chattel secured and repo trade, leasing, and receivable factoring services. As of February,28, 2022 the company operated 188 branches in Taiwan; 30 overseas branches and sub-branches; and 3 representative offices. First Financial Holding Co., Ltd. was founded in 1899 and is headquartered in Taipei, Taiwan.

CEO
Ms. Fen-Len Chen
Employee
10.266
Address
30, Chung King South Road
Taipei, 100

First Financial Holding Co., Ltd. Executives & BODs

First Financial Holding Co., Ltd. Executives & BODs
# Name Age
1 Ms. Fen-Len Chen
President & Director
70
2 Chen Bean Lee
Head of Finance & Accounting Department
70
3 Mr. Jenn-Hwa Wang
Executive Vice President, Chief Compliance Officer & Head of Compliance Department
70
4 Mr. Pei-Wen Liu
Executive Vice President & Chief Information Security Officer
70
5 Jui-Hsing Chang
C I O
70
6 Mr. H.C Lin
Chief Auditor & Head of Auditing Department
70
7 Ms. Patty Tsai
Head of Business Development Department
70
8 Mr. Chih-Ping Wang
Vice President & Head of IT Department
70
9 Ms. Mandy Horng
Head of Administration Management Department
70
10 Ms. Annie Lee
Executive Vice President & Head of Strategy Planning Department
70

First Financial Holding Co., Ltd. Competitors