E.SUN Financial Holding Company, Ltd. Logo

E.SUN Financial Holding Company, Ltd.

2884.TW

(2.5)
Stock Price

27,85 TWD

0.56% ROA

9.74% ROE

19.91x PER

Market Cap.

397.082.400.000,00 TWD

25.01% DER

0.75% Yield

17.73% NPM

E.SUN Financial Holding Company, Ltd. Stock Analysis

E.SUN Financial Holding Company, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

E.SUN Financial Holding Company, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a minimal amount of debt (24%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

2 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

4 ROE

The stock's ROE falls within an average range (9.49%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.54%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.82x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (76) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

E.SUN Financial Holding Company, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

E.SUN Financial Holding Company, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

E.SUN Financial Holding Company, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

E.SUN Financial Holding Company, Ltd. Revenue
Year Revenue Growth
2006 13.535.328.000
2007 14.241.680.000 4.96%
2008 14.164.310.000 -0.55%
2009 13.498.070.000 -4.94%
2010 17.385.496.000 22.36%
2011 20.244.078.000 14.12%
2012 24.129.270.000 16.1%
2013 26.869.297.000 10.2%
2014 32.741.940.000 17.94%
2015 38.603.412.000 15.18%
2016 41.330.408.000 6.6%
2017 45.891.269.000 9.94%
2018 49.435.224.000 7.17%
2019 54.517.908.000 9.32%
2020 56.265.110.000 3.11%
2021 57.674.046.000 2.44%
2022 54.641.217.000 -5.55%
2023 67.503.176.000 19.05%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

E.SUN Financial Holding Company, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

E.SUN Financial Holding Company, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 3.499.948.000
2007 3.515.165.000 0.43%
2008 3.969.327.000 11.44%
2009 3.755.804.000 -5.69%
2010 4.431.284.000 15.24%
2011 5.400.284.000 17.94%
2012 6.700.988.000 19.41%
2013 6.914.326.000 3.09%
2014 8.503.101.000 18.68%
2015 9.804.922.000 13.28%
2016 11.089.366.000 11.58%
2017 12.076.126.000 8.17%
2018 12.213.831.000 1.13%
2019 13.757.355.000 11.22%
2020 14.834.968.000 7.26%
2021 13.485.365.000 -10.01%
2022 14.746.209.000 8.55%
2023 18.968.148.000 22.26%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

E.SUN Financial Holding Company, Ltd. EBITDA
Year EBITDA Growth
2006 12.164.981.000
2007 17.572.112.000 30.77%
2008 17.198.017.000 -2.18%
2009 10.509.021.000 -63.65%
2010 11.592.399.000 9.35%
2011 13.558.600.000 14.5%
2012 18.865.837.000 28.13%
2013 20.718.742.000 8.94%
2014 25.446.723.000 18.58%
2015 28.505.331.000 10.73%
2016 28.131.849.000 -1.33%
2017 31.607.887.000 11%
2018 39.430.935.000 19.84%
2019 26.372.504.000 -49.52%
2020 23.950.779.000 -10.11%
2021 27.525.248.000 12.99%
2022 47.885.824.000 42.52%
2023 29.342.524.000 -63.2%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

E.SUN Financial Holding Company, Ltd. Gross Profit
Year Gross Profit Growth
2006 13.535.328.000
2007 14.241.680.000 4.96%
2008 14.164.310.000 -0.55%
2009 13.498.070.000 -4.94%
2010 17.385.496.000 22.36%
2011 20.244.078.000 14.12%
2012 24.129.270.000 16.1%
2013 26.869.297.000 10.2%
2014 32.741.940.000 17.94%
2015 38.603.412.000 15.18%
2016 41.330.408.000 6.6%
2017 45.891.269.000 9.94%
2018 49.435.224.000 7.17%
2019 54.517.908.000 9.32%
2020 56.265.110.000 3.11%
2021 57.674.046.000 2.44%
2022 54.641.217.000 -5.55%
2023 67.503.176.000 19.05%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

E.SUN Financial Holding Company, Ltd. Net Profit
Year Net Profit Growth
2006 422.608.000
2007 3.293.810.000 87.17%
2008 1.025.003.000 -221.35%
2009 1.928.338.000 46.85%
2010 3.923.072.000 50.85%
2011 3.484.348.000 -12.59%
2012 7.058.236.000 50.63%
2013 8.416.145.000 16.13%
2014 10.528.552.000 20.06%
2015 12.816.347.000 17.85%
2016 13.135.212.000 2.43%
2017 14.756.556.000 10.99%
2018 17.068.493.000 13.55%
2019 20.105.129.000 15.1%
2020 18.026.592.000 -11.53%
2021 20.558.988.000 12.32%
2022 15.759.000.000 -30.46%
2023 21.355.668.000 26.21%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

E.SUN Financial Holding Company, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

E.SUN Financial Holding Company, Ltd. Free Cashflow
Year Free Cashflow Growth
2006 22.049.725.000
2007 -22.105.393.000 199.75%
2008 24.824.850.000 189.05%
2009 24.268.918.000 -2.29%
2010 -8.208.471.000 395.66%
2011 17.382.619.000 147.22%
2012 950.118.000 -1729.52%
2013 -8.190.430.000 111.6%
2014 4.726.297.000 273.29%
2015 12.742.018.000 62.91%
2016 -2.847.985.000 547.4%
2017 19.621.728.000 114.51%
2018 3.118.085.000 -529.29%
2019 4.797.385.000 35%
2020 13.428.489.000 64.27%
2021 32.753.203.000 59%
2022 45.037.577.000 27.28%
2023 -13.746.548.000 427.63%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

E.SUN Financial Holding Company, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 23.849.998.000
2007 -20.770.426.000 214.83%
2008 25.926.272.000 180.11%
2009 24.997.863.000 -3.71%
2010 -7.382.582.000 438.61%
2011 19.499.220.000 137.86%
2012 3.551.251.000 -449.08%
2013 -6.509.113.000 154.56%
2014 7.465.663.000 187.19%
2015 19.626.544.000 61.96%
2016 247.798.000 -7820.38%
2017 23.341.658.000 98.94%
2018 9.522.169.000 -145.13%
2019 8.163.569.000 -16.64%
2020 15.773.737.000 48.25%
2021 38.960.994.000 59.51%
2022 48.113.424.000 19.02%
2023 -13.206.234.000 464.32%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

E.SUN Financial Holding Company, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 1.800.273.000
2007 1.334.967.000 -34.86%
2008 1.101.422.000 -21.2%
2009 728.945.000 -51.1%
2010 825.889.000 11.74%
2011 2.116.601.000 60.98%
2012 2.601.133.000 18.63%
2013 1.681.317.000 -54.71%
2014 2.739.366.000 38.62%
2015 6.884.526.000 60.21%
2016 3.095.783.000 -122.38%
2017 3.719.930.000 16.78%
2018 6.404.084.000 41.91%
2019 3.366.184.000 -90.25%
2020 2.345.248.000 -43.53%
2021 6.207.791.000 62.22%
2022 3.075.847.000 -101.82%
2023 540.314.000 -469.27%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

E.SUN Financial Holding Company, Ltd. Equity
Year Equity Growth
2006 45.567.869.000
2007 47.841.864.000 4.75%
2008 48.742.201.000 1.85%
2009 51.937.716.000 6.15%
2010 55.241.859.000 5.98%
2011 65.583.696.000 15.77%
2012 75.174.009.000 12.76%
2013 82.650.959.000 9.05%
2014 106.876.393.000 22.67%
2015 120.927.106.000 11.62%
2016 128.524.475.000 5.91%
2017 148.842.216.000 13.65%
2018 160.130.100.000 7.05%
2019 173.181.100.000 7.54%
2020 181.600.577.000 4.64%
2021 194.384.642.000 6.58%
2022 197.090.954.000 1.37%
2023 228.695.036.000 13.82%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

E.SUN Financial Holding Company, Ltd. Assets
Year Assets Growth
2006 693.789.270.000
2007 772.181.984.000 10.15%
2008 829.466.962.000 6.91%
2009 942.318.369.000 11.98%
2010 1.084.528.368.000 13.11%
2011 1.155.491.362.000 6.14%
2012 1.244.096.583.000 7.12%
2013 1.381.036.599.000 9.92%
2014 1.566.419.858.000 11.83%
2015 1.775.283.931.000 11.77%
2016 1.884.300.190.000 5.79%
2017 2.074.388.287.000 9.16%
2018 2.287.787.032.000 9.33%
2019 2.498.358.191.000 8.43%
2020 2.971.744.682.000 15.93%
2021 3.230.908.277.000 8.02%
2022 3.479.560.474.000 7.15%
2023 3.590.762.229.000 3.1%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

E.SUN Financial Holding Company, Ltd. Liabilities
Year Liabilities Growth
2006 648.219.660.000
2007 724.340.120.000 10.51%
2008 780.724.761.000 7.22%
2009 890.380.653.000 12.32%
2010 1.029.286.509.000 13.5%
2011 1.089.907.666.000 5.56%
2012 1.168.922.574.000 6.76%
2013 1.297.681.276.000 9.92%
2014 1.458.758.512.000 11.04%
2015 1.653.623.033.000 11.78%
2016 1.755.118.832.000 5.78%
2017 1.925.439.856.000 8.85%
2018 2.127.656.932.000 9.5%
2019 2.325.177.091.000 8.49%
2020 2.790.144.105.000 16.66%
2021 3.036.523.635.000 8.11%
2022 3.282.469.520.000 7.49%
2023 3.362.067.193.000 2.37%

E.SUN Financial Holding Company, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.01
Net Income per Share
1.27
Price to Earning Ratio
19.91x
Price To Sales Ratio
6.31x
POCF Ratio
-9.93
PFCF Ratio
-9.16
Price to Book Ratio
1.74
EV to Sales
3.55
EV Over EBITDA
4.29
EV to Operating CashFlow
-5.58
EV to FreeCashFlow
-5.16
Earnings Yield
0.05
FreeCashFlow Yield
-0.11
Market Cap
397,08 Bil.
Enterprise Value
223,65 Bil.
Graham Number
20.42
Graham NetNet
-192.51

Income Statement Metrics

Net Income per Share
1.27
Income Quality
-1.62
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.82
EBT Per Ebit
0.83
Ebit per Revenue
0.26
Effective Tax Rate
0.18

Margins

Sales, General, & Administrative to Revenue
0.27
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
1
Operating Profit Margin
0.26
Pretax Profit Margin
0.22
Net Profit Margin
0.18

Dividends

Dividend Yield
0.01
Dividend Yield %
0.75
Payout Ratio
0
Dividend Per Share
0.19

Operating Metrics

Operating Cashflow per Share
-2.55
Free CashFlow per Share
-2.76
Capex to Operating CashFlow
0.08
Capex to Revenue
-0.05
Capex to Depreciation
-0.85
Return on Invested Capital
0.14
Return on Tangible Assets
0.01
Days Sales Outstanding
839.32
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.43
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.21

Balance Sheet

Cash per Share
14,68
Book Value per Share
14,55
Tangible Book Value per Share
14.56
Shareholders Equity per Share
14.55
Interest Debt per Share
6.91
Debt to Equity
0.25
Debt to Assets
0.02
Net Debt to EBITDA
-3.33
Current Ratio
8.3
Tangible Asset Value
222,37 Bil.
Net Current Asset Value
-2.986,73 Bil.
Invested Capital
0.25
Working Capital
330,14 Bil.
Intangibles to Total Assets
0
Average Receivables
150,37 Bil.
Average Payables
41,82 Bil.
Average Inventory
0
Debt to Market Cap
0.14

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

E.SUN Financial Holding Company, Ltd. Dividends
Year Dividends Growth
2004 1
2005 1 0%
2006 1 0%
2008 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 1 0%
2018 0 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 0 0%

E.SUN Financial Holding Company, Ltd. Profile

About E.SUN Financial Holding Company, Ltd.

E.SUN Financial Holding Company, Ltd., through its subsidiaries, provides various financial products and services. It offers deposits and loans; bills/checks discounting, syndicated loans, domestic remittances, commercial acceptances, domestic letters of credit and guarantees, credit cards, and safe deposit boxes; and import and export negotiations, general inward and outward remittance, foreign currency deposits and loans, foreign currency guarantees, and exchange of foreign cash and traveler's checks. The company also engages in the investment in securities, short-term bills broking, dealing, trading of financial derivatives, funds, insurance, and trust operations; and issuance of debentures, collection and payment of various bills, underwriting securities, and agent for services of the National Treasury Administration; and providing fiscal advisory services, dealing of corporate bonds and debentures, and electronic payment operations. In addition, it is involved in buying and selling securities, futures, warrants and options for clients, sub-brokerage of foreign securities, margin trading, electronic trading, and equity financing; advising companies to go public and undertake IPO/SPOs; and offering financial consultant services to implement business strategies; and trading securities with the firm's own money on the stock exchange, and futures and options. Further, it invests in unlisted companies; assists transformation or restructuring of businesses; and provides industry information and help companies with fund-raising, M&As, strategic alliances, etc. Additionally, the company is involved in the retail sale of computer software; and provision of software design, data processing, digital information supply, business and security consultancy services, and real estate leasing and management services. As of December 31, 2021, it operated 138 branches in Taiwan and 8 branches internationally. The company was incorporated in 1992 and is based in Taipei, Taiwan.

CEO
Mr. Mao-Chin Chen
Employee
10.157
Address
No. 115, Minsheng East Road
Taipei, 10546

E.SUN Financial Holding Company, Ltd. Executives & BODs

E.SUN Financial Holding Company, Ltd. Executives & BODs
# Name Age
1 Mr. Mao-Chin Chen
President, Chief Strategy Officer & Director
70
2 Ms. Fion Ouyang
Chief Compliance Officer & Head of Legal Compliance
70
3 Mr. Jyh-Cherng Wang
Chief Human Resources Officer
70
4 Chiwei Hsiao
Vice President & Investor Relations Officer
70
5 Mr. Oliver Hsieh
Chief Risk Officer
70
6 Fred Chen
Financial Officer
70
7 Mr. Jhy-Hung Ke
Chief Accounting Officer
70
8 Mr. Jyh-Shing Jang
Chief Technology Officer
70
9 Mr. Wan-Li Hsieh
Chief Information Officer
70
10 Mr. Chun-Yu Lin
Chief Marketing Officer
70

E.SUN Financial Holding Company, Ltd. Competitors