Mega Financial Holding Co., Ltd. Logo

Mega Financial Holding Co., Ltd.

2886.TW

(2.0)
Stock Price

39,25 TWD

0.75% ROA

10.38% ROE

17.25x PER

Market Cap.

550.430.955.985,00 TWD

26.11% DER

3.18% Yield

32.85% NPM

Mega Financial Holding Co., Ltd. Stock Analysis

Mega Financial Holding Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Mega Financial Holding Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (22%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

3 ROE

The stock's ROE falls within an average range (9.56%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.69%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.78x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Buffet Intrinsic Value

The company's stock seems undervalued (96) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

Mega Financial Holding Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Mega Financial Holding Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Mega Financial Holding Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Mega Financial Holding Co., Ltd. Revenue
Year Revenue Growth
2006 47.082.466.000
2007 46.934.321.000 -0.32%
2008 31.337.134.000 -49.77%
2009 47.627.504.000 34.2%
2010 41.795.832.000 -13.95%
2011 42.477.796.000 1.61%
2012 48.894.992.000 13.12%
2013 52.943.643.000 7.65%
2014 59.169.256.000 10.52%
2015 60.473.407.000 2.16%
2016 55.215.668.000 -9.52%
2017 59.651.376.000 7.44%
2018 61.433.728.000 2.9%
2019 65.159.893.000 5.72%
2020 60.892.376.000 -7.01%
2021 58.941.877.000 -3.31%
2022 54.669.998.000 -7.81%
2023 74.332.828.000 26.45%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Mega Financial Holding Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Mega Financial Holding Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 6.668.058.000
2007 6.172.560.000 -8.03%
2008 6.238.084.000 1.05%
2009 5.922.294.000 -5.33%
2010 5.639.060.000 -5.02%
2011 6.265.431.000 10%
2012 6.118.857.000 -2.4%
2013 6.486.779.000 5.67%
2014 7.340.324.000 11.63%
2015 8.215.456.000 10.65%
2016 7.751.815.000 -5.98%
2017 8.500.938.000 8.81%
2018 9.659.845.000 12%
2019 9.903.470.000 2.46%
2020 7.820.218.000 -26.64%
2021 7.863.909.000 0.56%
2022 7.832.453.000 -0.4%
2023 9.396.360.000 16.64%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Mega Financial Holding Co., Ltd. EBITDA
Year EBITDA Growth
2006 62.021.432.000
2007 66.092.783.000 6.16%
2008 44.041.001.000 -50.07%
2009 35.043.173.000 -25.68%
2010 30.543.789.000 -14.73%
2011 35.129.429.000 13.05%
2012 41.598.009.000 15.55%
2013 42.991.837.000 3.24%
2014 55.590.541.000 22.66%
2015 55.108.563.000 -0.87%
2016 45.062.636.000 -22.29%
2017 51.262.307.000 12.09%
2018 62.242.799.000 17.64%
2019 35.112.044.000 -77.27%
2020 30.874.956.000 -13.72%
2021 30.251.780.000 -2.06%
2022 55.649.047.000 45.64%
2023 40.424.620.000 -37.66%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Mega Financial Holding Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 47.082.466.000
2007 46.934.321.000 -0.32%
2008 31.337.134.000 -49.77%
2009 47.627.504.000 34.2%
2010 41.795.832.000 -13.95%
2011 42.477.796.000 1.61%
2012 48.894.992.000 13.12%
2013 52.943.643.000 7.65%
2014 59.169.256.000 10.52%
2015 60.473.407.000 2.16%
2016 55.215.668.000 -9.52%
2017 59.651.376.000 7.44%
2018 61.433.728.000 2.9%
2019 65.159.893.000 5.72%
2020 60.892.376.000 -7.01%
2021 58.941.877.000 -3.31%
2022 54.669.998.000 -7.81%
2023 74.332.828.000 26.45%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Mega Financial Holding Co., Ltd. Net Profit
Year Net Profit Growth
2006 16.535.257.000
2007 17.070.391.000 3.13%
2008 294.519.000 -5696.02%
2009 14.331.894.000 97.95%
2010 15.110.720.000 5.15%
2011 17.679.892.000 14.53%
2012 21.533.141.000 17.89%
2013 22.489.232.000 4.25%
2014 30.258.664.000 25.68%
2015 29.417.211.000 -2.86%
2016 22.456.183.000 -31%
2017 25.734.515.000 12.74%
2018 28.109.164.000 8.45%
2019 28.956.244.000 2.93%
2020 25.017.968.000 -15.74%
2021 25.731.070.000 2.77%
2022 18.334.958.000 -40.34%
2023 33.043.980.000 44.51%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Mega Financial Holding Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 0%
2008 0 0%
2009 1 100%
2010 1 0%
2011 1 0%
2012 2 0%
2013 2 0%
2014 2 50%
2015 2 0%
2016 2 -100%
2017 2 0%
2018 2 50%
2019 2 0%
2020 2 -100%
2021 2 0%
2022 1 0%
2023 2 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Mega Financial Holding Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 10.435.374.000
2007 53.223.880.000 80.39%
2008 35.810.244.000 -48.63%
2009 54.728.462.000 34.57%
2010 -39.742.089.000 237.71%
2011 16.917.080.000 334.92%
2012 -8.047.810.000 310.21%
2013 101.933.132.000 107.9%
2014 80.588.236.000 -26.49%
2015 43.143.212.000 -86.79%
2016 15.328.170.000 -181.46%
2017 138.392.683.000 88.92%
2018 -39.747.234.000 448.18%
2019 62.398.353.000 163.7%
2020 -166.923.371.000 137.38%
2021 89.331.088.000 286.86%
2022 63.322.584.000 -41.07%
2023 -54.382.597.000 216.44%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Mega Financial Holding Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 11.465.628.000
2007 53.900.217.000 78.73%
2008 36.411.405.000 -48.03%
2009 55.133.124.000 33.96%
2010 -39.062.356.000 241.14%
2011 17.734.974.000 320.26%
2012 -7.494.021.000 336.65%
2013 102.442.378.000 107.32%
2014 81.078.092.000 -26.35%
2015 43.705.779.000 -85.51%
2016 15.884.123.000 -175.15%
2017 139.588.479.000 88.62%
2018 -38.619.574.000 461.44%
2019 63.736.320.000 160.59%
2020 -165.415.691.000 138.53%
2021 90.861.626.000 282.05%
2022 65.427.386.000 -38.87%
2023 -53.883.055.000 221.42%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Mega Financial Holding Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 1.030.254.000
2007 676.337.000 -52.33%
2008 601.161.000 -12.51%
2009 404.662.000 -48.56%
2010 679.733.000 40.47%
2011 817.894.000 16.89%
2012 553.789.000 -47.69%
2013 509.246.000 -8.75%
2014 489.856.000 -3.96%
2015 562.567.000 12.92%
2016 555.953.000 -1.19%
2017 1.195.796.000 53.51%
2018 1.127.660.000 -6.04%
2019 1.337.967.000 15.72%
2020 1.507.680.000 11.26%
2021 1.530.538.000 1.49%
2022 2.104.802.000 27.28%
2023 499.542.000 -321.35%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Mega Financial Holding Co., Ltd. Equity
Year Equity Growth
2006 199.699.135.000
2007 193.967.746.000 -2.95%
2008 177.478.483.000 -9.29%
2009 195.654.580.000 9.29%
2010 200.871.120.000 2.6%
2011 202.881.386.000 0.99%
2012 213.784.903.000 5.1%
2013 241.405.536.000 11.44%
2014 261.020.868.000 7.51%
2015 293.404.079.000 11.04%
2016 291.985.353.000 -0.49%
2017 298.054.133.000 2.04%
2018 314.255.429.000 5.16%
2019 324.061.248.000 3.03%
2020 326.588.960.000 0.77%
2021 328.398.883.000 0.55%
2022 299.809.453.000 -9.54%
2023 318.370.993.000 5.83%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Mega Financial Holding Co., Ltd. Assets
Year Assets Growth
2006 2.238.144.690.000
2007 2.310.834.442.000 3.15%
2008 2.409.612.820.000 4.1%
2009 2.497.531.583.000 3.52%
2010 2.509.707.923.000 0.49%
2011 2.618.401.935.000 4.15%
2012 2.725.948.695.000 3.95%
2013 3.113.623.813.000 12.45%
2014 3.270.579.866.000 4.8%
2015 3.398.518.306.000 3.76%
2016 3.319.791.416.000 -2.37%
2017 3.547.321.314.000 6.41%
2018 3.542.059.361.000 -0.15%
2019 3.683.547.780.000 3.84%
2020 3.856.376.532.000 4.48%
2021 4.168.264.859.000 7.48%
2022 4.060.987.347.000 -2.64%
2023 4.243.990.504.000 4.31%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Mega Financial Holding Co., Ltd. Liabilities
Year Liabilities Growth
2006 2.037.720.680.000
2007 2.116.183.020.000 3.71%
2008 2.231.578.437.000 5.17%
2009 2.301.236.088.000 3.03%
2010 2.308.467.197.000 0.31%
2011 2.415.223.209.000 4.42%
2012 2.511.864.011.000 3.85%
2013 2.872.031.737.000 12.54%
2014 3.009.397.065.000 4.56%
2015 3.105.062.998.000 3.08%
2016 3.027.763.973.000 -2.55%
2017 3.249.225.752.000 6.82%
2018 3.227.803.932.000 -0.66%
2019 3.359.486.532.000 3.92%
2020 3.529.787.572.000 4.82%
2021 3.839.865.976.000 8.08%
2022 3.761.177.894.000 -2.09%
2023 3.925.619.511.000 4.19%

Mega Financial Holding Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.02
Net Income per Share
2.26
Price to Earning Ratio
17.25x
Price To Sales Ratio
7.83x
POCF Ratio
-6.85
PFCF Ratio
-6.75
Price to Book Ratio
1.72
EV to Sales
1.79
EV Over EBITDA
1.78
EV to Operating CashFlow
-1.58
EV to FreeCashFlow
-1.55
Earnings Yield
0.06
FreeCashFlow Yield
-0.15
Market Cap
550,43 Bil.
Enterprise Value
126,15 Bil.
Graham Number
34.03
Graham NetNet
-238.38

Income Statement Metrics

Net Income per Share
2.26
Income Quality
-2.23
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.9
EBT Per Ebit
0.79
Ebit per Revenue
0.47
Effective Tax Rate
0.1

Margins

Sales, General, & Administrative to Revenue
0.13
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.47
Pretax Profit Margin
0.37
Net Profit Margin
0.33

Dividends

Dividend Yield
0.03
Dividend Yield %
3.18
Payout Ratio
0
Dividend Per Share
1.24

Operating Metrics

Operating Cashflow per Share
-5.7
Free CashFlow per Share
-5.82
Capex to Operating CashFlow
0.02
Capex to Revenue
-0.02
Capex to Depreciation
-0.72
Return on Invested Capital
0.15
Return on Tangible Assets
0.01
Days Sales Outstanding
556.71
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.66
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.12

Balance Sheet

Cash per Share
36,24
Book Value per Share
22,74
Tangible Book Value per Share
22.74
Shareholders Equity per Share
22.74
Interest Debt per Share
11.15
Debt to Equity
0.26
Debt to Assets
0.02
Net Debt to EBITDA
-6
Current Ratio
6.45
Tangible Asset Value
317,13 Bil.
Net Current Asset Value
-3.310,96 Bil.
Invested Capital
0.26
Working Capital
519,31 Bil.
Intangibles to Total Assets
0
Average Receivables
102,30 Bil.
Average Payables
98,02 Bil.
Average Inventory
0
Debt to Market Cap
0.15

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Mega Financial Holding Co., Ltd. Dividends
Year Dividends Growth
2003 0
2004 1 100%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 100%
2014 1 0%
2015 1 0%
2016 2 0%
2017 1 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 2 0%
2022 1 0%
2023 1 0%

Mega Financial Holding Co., Ltd. Profile

About Mega Financial Holding Co., Ltd.

Mega Financial Holding Co., Ltd., provides various financial services in Taiwan and internationally. It operates through Banking, Securities, Bills Finance, Insurance, and Other Businesses segments. The company accepts deposits, as well as offers loan and guarantee, trading financing, remittance, offshore banking, short-term bill, foreign exchange trading, safety deposit box, book-entry government bond, ATM debit card, and electronic and Internet banking services; and credit cards, consumer and student loans, home purchase and maintenance loans, car and credit insurance loans; and private banking and trust services. It also provides equity and venture capital investment, securities underwriting, financial planning and consulting, securities brokerage and dealing, futures, notary, guarantee or endorsement, inter-bank call loan brokerage, and government bonds trading services; and fire, marine cargo and hull, auto, aviation, engineering, liability, credit and bond, and accidental insurance products, as well as brokerages, deals, and underwrites short-term debt instruments and financial debentures. In addition, the company purchases, evaluates, auctions, and manages loan assets; conducts venture capital and leverage buy-out investment of corporates; offers collection solutions to third parties; issues and manages equity and fixed income fund, and other investment trust instruments; and provides management, business administration, investment, corporate management, and venture investment management consulting services, as well as advertising services. Further, it invests in and leases real estate properties; transports and stores farming products and by-products; and manages past due accounts receivable. The company was formerly known as CTB Financial Holding Co., Ltd. and changed its name to Mega Financial Holding Co., Ltd. in December 2002. The company was incorporated in 2002 and is headquartered in Taipei, Taiwan.

CEO
Ms. Yu-Mei Hsiao
Employee
10.015
Address
No. 123, Jhongsiao East Road
Taipei, 100

Mega Financial Holding Co., Ltd. Executives & BODs

Mega Financial Holding Co., Ltd. Executives & BODs
# Name Age
1 Ms. Yu-Mei Hsiao
President & Director
70
2 Yi-Ming Ke
Vice President & Chief Legal Officer
70
3 Ms. Chia-Lin Chang
Vice President of Administration Department
70
4 Ms. Ling-Chiun Lin
Chief Internal Auditor & Deputy General Manager
70
5 Ms. Yung-Chen Huang
Vice President
70
6 Mei-Li Chao
Deputy Vice President and Financial & Accounting Officer
70
7 Ms. Min Hong Chia
Senior Vice President
70
8 Mr. Guobao Chen
Executive Vice President & Head of Electronic Data Processing Department
70
9 Ms. Chia-Min Hong
Senior Vice President
70
10 Yung-Hung Ling
Senior Vice President
70

Mega Financial Holding Co., Ltd. Competitors