Bank of Hangzhou Co., Ltd. Logo

Bank of Hangzhou Co., Ltd.

600926.SS

(3.5)
Stock Price

13,92 CNY

0.81% ROA

14.32% ROE

5.3x PER

Market Cap.

85.099.661.500,00 CNY

680.19% DER

3.62% Yield

29.61% NPM

Bank of Hangzhou Co., Ltd. Stock Analysis

Bank of Hangzhou Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Hangzhou Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.61x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Net Profit Growth

Over the last five years, this company's net profit has shown continuous growth, reflecting a robust financial performance and making it an attractive choice for potential investors.

4 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

5 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

6 ROE

The stock's ROE falls within an average range (13.58%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (0.79%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

9 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (22) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 DER

The stock is burdened with a heavy load of debt (315%), making it financially unstable and potentially risky for investors.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

Bank of Hangzhou Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Hangzhou Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Hold

Bank of Hangzhou Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Hangzhou Co., Ltd. Revenue
Year Revenue Growth
2002 698.946.522
2003 1.083.384.389 35.48%
2004 1.633.169.992 33.66%
2005 1.339.594.000 -21.92%
2006 1.715.143.000 21.9%
2007 2.181.279.000 21.37%
2008 3.147.381.000 30.7%
2009 3.659.305.000 13.99%
2010 5.015.826.000 27.04%
2011 7.491.121.000 33.04%
2012 9.692.006.000 22.71%
2013 9.668.853.000 -0.24%
2014 10.918.475.000 11.45%
2015 12.291.712.000 11.17%
2016 13.624.104.000 9.78%
2017 14.057.083.000 3.08%
2018 17.001.440.000 17.32%
2019 21.402.087.000 20.56%
2020 24.637.880.000 13.13%
2021 29.147.975.000 15.47%
2022 32.571.443.000 10.51%
2023 35.958.504.000 9.42%
2023 71.196.657.000 49.49%
2024 37.823.672.000 -88.23%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Hangzhou Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Hangzhou Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 342.500.218
2003 475.094.610 27.91%
2004 603.757.580 21.31%
2005 482.020.000 -25.26%
2006 632.138.000 23.75%
2007 714.916.000 11.58%
2008 1.015.270.000 29.58%
2009 1.364.074.000 25.57%
2010 1.827.832.000 25.37%
2011 2.597.605.000 29.63%
2012 3.187.168.000 18.5%
2013 3.225.420.000 1.19%
2014 3.407.126.000 5.33%
2015 3.911.478.000 12.89%
2016 4.151.412.000 5.78%
2017 4.482.257.000 7.38%
2018 5.101.273.000 12.13%
2019 6.146.999.000 17.01%
2020 6.535.224.000 5.94%
2021 8.016.735.000 18.48%
2022 9.759.977.000 17.86%
2023 11.552.408.000 15.52%
2023 10.293.006.000 -12.24%
2024 9.675.592.000 -6.38%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Hangzhou Co., Ltd. EBITDA
Year EBITDA Growth
2002 393.861.103
2003 566.908.047 30.52%
2004 790.166.068 28.25%
2005 1.367.683.000 42.23%
2006 1.837.139.000 25.55%
2007 2.697.743.000 31.9%
2008 3.849.076.000 29.91%
2009 3.705.801.000 -3.87%
2010 5.128.791.000 27.75%
2011 9.006.060.000 43.05%
2012 11.718.902.000 23.15%
2013 12.992.837.000 9.8%
2014 15.654.970.000 17.01%
2015 18.957.301.000 17.42%
2016 17.960.034.000 -5.55%
2017 24.277.681.000 26.02%
2018 28.575.516.000 15.04%
2019 7.572.193.000 -277.37%
2020 8.309.561.000 8.87%
2021 11.283.002.000 26.35%
2022 45.932.414.000 75.44%
2023 15.354.376.000 -199.15%
2023 -224.433.000 6941.41%
2024 22.556.652.000 100.99%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Hangzhou Co., Ltd. Gross Profit
Year Gross Profit Growth
2002 698.946.522
2003 1.083.384.389 35.48%
2004 1.633.169.992 33.66%
2005 1.339.594.000 -21.92%
2006 1.715.143.000 21.9%
2007 2.181.279.000 21.37%
2008 3.147.381.000 30.7%
2009 3.659.305.000 13.99%
2010 5.015.826.000 27.04%
2011 7.491.121.000 33.04%
2012 9.692.006.000 22.71%
2013 9.668.853.000 -0.24%
2014 10.918.475.000 11.45%
2015 12.291.712.000 11.17%
2016 13.624.104.000 9.78%
2017 14.057.083.000 3.08%
2018 17.001.440.000 17.32%
2019 21.402.087.000 20.56%
2020 24.637.880.000 13.13%
2021 29.147.975.000 15.47%
2022 32.571.443.000 10.51%
2023 35.958.504.000 9.42%
2023 71.196.657.000 49.49%
2024 37.823.672.000 -88.23%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Hangzhou Co., Ltd. Net Profit
Year Net Profit Growth
2002 146.755.049
2003 186.198.027 21.18%
2004 201.607.850 7.64%
2005 489.688.000 58.83%
2006 595.397.000 17.75%
2007 847.659.000 29.76%
2008 1.277.434.000 33.64%
2009 1.365.517.000 6.45%
2010 1.911.116.000 28.55%
2011 2.691.099.000 28.98%
2012 3.551.821.000 24.23%
2013 3.788.360.000 6.24%
2014 3.506.392.000 -8.04%
2015 3.704.479.000 5.35%
2016 4.020.927.000 7.87%
2017 4.550.365.000 11.64%
2018 5.412.082.000 15.92%
2019 6.602.123.000 18.03%
2020 7.136.450.000 7.49%
2021 9.261.019.000 22.94%
2022 11.679.330.000 20.71%
2023 13.461.136.000 13.24%
2023 14.383.367.000 6.41%
2024 19.453.020.000 26.06%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Hangzhou Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 100%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 1 0%
2022 2 0%
2023 2 50%
2023 2 0%
2024 3 33.33%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Hangzhou Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2005 3.216.495.000
2006 1.848.432.000 -74.01%
2007 2.680.555.000 31.04%
2008 3.861.806.000 30.59%
2009 11.230.577.000 65.61%
2010 26.485.291.000 57.6%
2011 -8.281.830.000 419.8%
2012 43.418.667.000 119.07%
2013 -17.365.157.000 350.03%
2014 8.759.299.000 298.25%
2015 34.727.347.000 74.78%
2016 83.113.388.000 58.22%
2017 63.887.951.000 -30.09%
2018 12.223.096.000 -422.68%
2019 44.767.059.000 72.7%
2020 17.852.903.000 -150.76%
2021 -56.769.467.000 131.45%
2022 89.720.370.000 163.27%
2023 33.958.516.000 -164.21%
2023 36.498.274.000 6.96%
2024 20.250.129.000 -80.24%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Hangzhou Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2005 3.310.331.000
2006 1.935.644.000 -71.02%
2007 2.798.568.000 30.83%
2008 3.974.826.000 29.59%
2009 11.322.627.000 64.89%
2010 26.637.207.000 57.49%
2011 -8.178.953.000 425.68%
2012 43.702.235.000 118.72%
2013 -17.032.305.000 356.58%
2014 8.978.188.000 289.71%
2015 34.886.181.000 74.26%
2016 83.233.104.000 58.09%
2017 64.104.029.000 -29.84%
2018 13.087.417.000 -389.81%
2019 45.294.250.000 71.11%
2020 18.726.372.000 -141.87%
2021 -55.958.288.000 133.46%
2022 90.988.788.000 161.5%
2023 35.025.872.000 -159.78%
2023 36.853.730.000 4.96%
2024 20.425.055.000 -80.43%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Hangzhou Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2005 93.836.000
2006 87.212.000 -7.6%
2007 118.013.000 26.1%
2008 113.020.000 -4.42%
2009 92.050.000 -22.78%
2010 151.916.000 39.41%
2011 102.877.000 -47.67%
2012 283.568.000 63.72%
2013 332.852.000 14.81%
2014 218.889.000 -52.06%
2015 158.834.000 -37.81%
2016 119.716.000 -32.68%
2017 216.078.000 44.6%
2018 864.321.000 75%
2019 527.191.000 -63.95%
2020 873.469.000 39.64%
2021 811.179.000 -7.68%
2022 1.268.418.000 36.05%
2023 1.067.356.000 -18.84%
2023 355.456.000 -200.28%
2024 174.926.000 -103.2%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Hangzhou Co., Ltd. Equity
Year Equity Growth
2002 736.578.157
2003 1.444.500.627 49.01%
2004 1.514.882.741 4.65%
2005 2.490.354.000 39.17%
2006 3.201.475.000 22.21%
2007 3.839.336.000 16.61%
2008 4.809.400.000 20.17%
2009 10.362.986.000 53.59%
2010 11.938.128.000 13.19%
2011 14.428.360.000 17.26%
2012 17.512.763.000 17.61%
2013 20.613.048.000 15.04%
2014 26.162.189.000 21.21%
2015 31.894.442.000 17.97%
2016 38.561.695.000 17.29%
2017 51.830.958.000 25.6%
2018 57.164.583.000 9.33%
2019 62.544.597.000 8.6%
2020 80.862.555.000 22.65%
2021 90.070.586.000 10.22%
2022 98.573.225.000 8.63%
2023 108.386.355.000 9.05%
2023 102.849.299.000 -5.38%
2024 128.921.111.000 20.22%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Hangzhou Co., Ltd. Assets
Year Assets Growth
2002 32.147.722.090
2003 39.752.065.933 19.13%
2004 38.159.460.441 -4.17%
2005 46.381.705.000 17.73%
2006 56.948.641.000 18.56%
2007 69.271.226.000 17.79%
2008 99.617.095.000 30.46%
2009 149.991.288.000 33.58%
2010 217.429.360.000 31.02%
2011 243.937.268.000 10.87%
2012 324.984.470.000 24.94%
2013 340.188.560.000 4.47%
2014 418.541.235.000 18.72%
2015 545.314.565.000 23.25%
2016 720.424.176.000 24.31%
2017 833.338.728.000 13.55%
2018 921.056.104.000 9.52%
2019 1.024.070.107.000 10.06%
2020 1.169.257.248.000 12.42%
2021 1.390.564.530.000 15.91%
2022 1.616.538.051.000 13.98%
2023 1.790.144.972.000 9.7%
2023 1.843.975.038.000 2.92%
2024 1.984.813.627.000 7.1%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Hangzhou Co., Ltd. Liabilities
Year Liabilities Growth
2002 31.411.143.932
2003 38.307.565.305 18%
2004 36.644.577.700 -4.54%
2005 43.891.351.000 16.51%
2006 53.747.166.000 18.34%
2007 65.431.890.000 17.86%
2008 94.807.695.000 30.98%
2009 139.628.302.000 32.1%
2010 205.491.232.000 32.05%
2011 229.508.908.000 10.46%
2012 307.471.707.000 25.36%
2013 319.575.512.000 3.79%
2014 392.379.046.000 18.55%
2015 513.420.123.000 23.58%
2016 681.862.481.000 24.7%
2017 781.507.770.000 12.75%
2018 863.891.521.000 9.54%
2019 159.314.422.000 -442.26%
2020 163.793.183.000 2.73%
2021 289.881.827.000 43.5%
2022 299.766.027.000 3.3%
2023 341.285.774.000 12.17%
2023 1.741.125.739.000 80.4%
2024 307.062.421.000 -467.03%

Bank of Hangzhou Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
9.14
Net Income per Share
2.71
Price to Earning Ratio
5.3x
Price To Sales Ratio
1.57x
POCF Ratio
1.18
PFCF Ratio
1.2
Price to Book Ratio
0.66
EV to Sales
4.98
EV Over EBITDA
31.04
EV to Operating CashFlow
3.76
EV to FreeCashFlow
3.81
Earnings Yield
0.19
FreeCashFlow Yield
0.83
Market Cap
85,10 Bil.
Enterprise Value
269,96 Bil.
Graham Number
36.39
Graham NetNet
-31.17

Income Statement Metrics

Net Income per Share
2.71
Income Quality
4.56
ROE
0.14
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.9
EBT Per Ebit
1.48
Ebit per Revenue
0.22
Effective Tax Rate
0.11

Margins

Sales, General, & Administrative to Revenue
0.19
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.22
Pretax Profit Margin
0.33
Net Profit Margin
0.3

Dividends

Dividend Yield
0.04
Dividend Yield %
3.62
Payout Ratio
0.66
Dividend Per Share
0.52

Operating Metrics

Operating Cashflow per Share
12.11
Free CashFlow per Share
11.93
Capex to Operating CashFlow
0.01
Capex to Revenue
0.02
Capex to Depreciation
3.07
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.18

Balance Sheet

Cash per Share
20,61
Book Value per Share
282,91
Tangible Book Value per Share
282.67
Shareholders Equity per Share
21.74
Interest Debt per Share
154.3
Debt to Equity
6.8
Debt to Assets
0.44
Net Debt to EBITDA
21.25
Current Ratio
0.11
Tangible Asset Value
1.676,29 Bil.
Net Current Asset Value
-184,86 Bil.
Invested Capital
-974945238000
Working Capital
-979,88 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
2,30 Bil.
Average Inventory
0
Debt to Market Cap
10.3

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Hangzhou Co., Ltd. Dividends
Year Dividends Growth
2017 0
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 1 0%

Bank of Hangzhou Co., Ltd. Profile

About Bank of Hangzhou Co., Ltd.

Bank of Hangzhou Co., Ltd. provides various banking products and services to small and medium enterprises, and urban and rural residents in China. It operates approximately 200 branches. The company was founded in 1996 and is headquartered in Hangzhou, China.

CEO
Mr. Liming Yu
Employee
13.877
Address
Hangzhou Bank Office Building
Hangzhou, 310003

Bank of Hangzhou Co., Ltd. Executives & BODs

Bank of Hangzhou Co., Ltd. Executives & BODs
# Name Age
1 Mr. Liming Yu
Vice Chairman & President
70
2 Mr. Jianfu Zhang
Chief Financial Officer
70
3 Mr. Jiong Li
Vice President & Chief Information Officer
70
4 Ms. Lan Chen
Vice President
70
5 Mr. Xiaohua Li
Vice President
70
6 Mr. Jingke Zhang
Vice President
70
7 Ms. Xia Hong Mao
Secretary to the Board
70
8 Mr. Huafu Pan
Vice President
70
9 Mr. He Jianke
Chief Compliance Officer
70

Bank of Hangzhou Co., Ltd. Competitors