Great-West Lifeco Inc. Logo

Great-West Lifeco Inc.

GWLIF

(2.2)
Stock Price

33,73 USD

0.47% ROA

11.52% ROE

12.7x PER

Market Cap.

40.083.365.960,27 USD

34.6% DER

3.56% Yield

10.02% NPM

Great-West Lifeco Inc. Stock Analysis

Great-West Lifeco Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Great-West Lifeco Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (36%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

3 ROE

ROE in an average range (10.78%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.44%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.54x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

7 Buffet Intrinsic Value

The company's stock seems undervalued (518) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

8 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

Great-West Lifeco Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Great-West Lifeco Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Great-West Lifeco Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Great-West Lifeco Inc. Revenue
Year Revenue Growth
1996 5.884.700.000
1997 7.477.000.000 21.3%
1998 13.756.000.000 45.65%
1999 13.328.000.000 -3.21%
2000 15.266.000.000 12.69%
2001 16.048.000.000 4.87%
2002 16.632.000.000 3.51%
2003 13.429.000.000 -23.85%
2004 21.741.000.000 38.23%
2005 23.871.000.000 8.92%
2006 27.322.000.000 12.63%
2007 25.923.000.000 -5.4%
2008 33.932.000.000 23.6%
2009 30.541.000.000 -11.1%
2010 29.998.000.000 -1.81%
2011 29.898.000.000 -0.33%
2012 30.061.000.000 0.54%
2013 26.446.000.000 -13.67%
2014 39.181.000.000 32.5%
2015 33.820.000.000 -15.85%
2016 46.381.000.000 27.08%
2017 47.008.000.000 1.33%
2018 44.032.000.000 -6.76%
2019 44.698.000.000 1.49%
2020 60.599.000.000 26.24%
2021 64.447.000.000 5.97%
2022 44.704.000.000 -44.16%
2023 980.000.000 -4461.63%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Great-West Lifeco Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Great-West Lifeco Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 656.800.000
1997 862.000.000 23.81%
1998 1.446.000.000 40.39%
1999 1.550.000.000 6.71%
2000 1.816.000.000 14.65%
2001 1.941.000.000 6.44%
2002 1.786.000.000 -8.68%
2003 2.036.000.000 12.28%
2004 2.264.000.000 10.07%
2005 2.198.000.000 -3%
2006 2.230.000.000 1.43%
2007 2.260.000.000 1.33%
2008 2.622.000.000 13.81%
2009 2.600.000.000 -0.85%
2010 2.797.000.000 7.04%
2011 1.950.000.000 -43.44%
2012 2.528.000.000 22.86%
2013 3.001.000.000 15.76%
2014 3.673.000.000 18.3%
2015 4.386.000.000 16.26%
2016 4.716.000.000 7%
2017 4.747.000.000 0.65%
2018 4.937.000.000 3.85%
2019 5.015.000.000 1.56%
2020 5.270.000.000 4.84%
2021 6.129.000.000 14.02%
2022 6.905.000.000 11.24%
2023 6.044.000.000 -14.25%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Great-West Lifeco Inc. EBITDA
Year EBITDA Growth
1996 -1.553.800.000
1997 -2.605.000.000 40.35%
1998 -112.000.000 -2225.89%
1999 -227.000.000 50.66%
2000 -451.000.000 49.67%
2001 -849.000.000 46.88%
2002 -415.000.000 -104.58%
2003 5.327.000.000 107.79%
2004 -47.000.000 11434.04%
2005 -58.000.000 18.97%
2006 -146.000.000 60.27%
2007 -80.000.000 -82.5%
2008 -1.908.000.000 95.81%
2009 -706.000.000 -170.25%
2010 -812.000.000 13.05%
2011 -220.000.000 -269.09%
2012 2.445.000.000 109%
2013 3.036.000.000 19.47%
2014 3.496.000.000 13.16%
2015 3.574.000.000 2.18%
2016 3.420.000.000 -4.5%
2017 2.954.000.000 -15.78%
2018 3.789.000.000 22.04%
2019 3.283.000.000 -15.41%
2020 3.432.000.000 4.34%
2021 4.089.000.000 16.07%
2022 4.529.000.000 9.72%
2023 4.828.000.000 6.19%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Great-West Lifeco Inc. Gross Profit
Year Gross Profit Growth
1996 5.884.700.000
1997 7.477.000.000 21.3%
1998 13.756.000.000 45.65%
1999 13.328.000.000 -3.21%
2000 15.266.000.000 12.69%
2001 16.048.000.000 4.87%
2002 16.632.000.000 3.51%
2003 13.429.000.000 -23.85%
2004 21.741.000.000 38.23%
2005 23.871.000.000 8.92%
2006 27.322.000.000 12.63%
2007 25.923.000.000 -5.4%
2008 33.932.000.000 23.6%
2009 30.541.000.000 -11.1%
2010 29.998.000.000 -1.81%
2011 29.898.000.000 -0.33%
2012 30.061.000.000 0.54%
2013 26.446.000.000 -13.67%
2014 39.181.000.000 32.5%
2015 33.820.000.000 -15.85%
2016 46.381.000.000 27.08%
2017 47.008.000.000 1.33%
2018 44.032.000.000 -6.76%
2019 44.698.000.000 1.49%
2020 60.599.000.000 26.24%
2021 64.447.000.000 5.97%
2022 44.704.000.000 -44.16%
2023 980.000.000 -4461.63%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Great-West Lifeco Inc. Net Profit
Year Net Profit Growth
1996 289.300.000
1997 250.000.000 -15.72%
1998 473.000.000 47.15%
1999 569.000.000 16.87%
2000 674.000.000 15.58%
2001 546.000.000 -23.44%
2002 962.000.000 43.24%
2003 1.236.000.000 22.17%
2004 1.660.000.000 25.54%
2005 1.775.000.000 6.48%
2006 1.927.000.000 7.89%
2007 2.111.000.000 8.72%
2008 1.453.000.000 -45.29%
2009 1.699.000.000 14.48%
2010 1.743.000.000 2.52%
2011 2.118.000.000 17.71%
2012 1.930.000.000 -9.74%
2013 2.408.000.000 19.85%
2014 2.668.000.000 9.75%
2015 2.888.000.000 7.62%
2016 2.764.000.000 -4.49%
2017 2.278.000.000 -21.33%
2018 3.094.000.000 26.37%
2019 2.492.000.000 -24.16%
2020 3.076.000.000 18.99%
2021 3.262.000.000 5.7%
2022 3.349.000.000 2.6%
2023 3.748.000.000 10.65%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Great-West Lifeco Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 0
1997 0 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 100%
2003 1 0%
2004 2 0%
2005 2 0%
2006 2 50%
2007 2 0%
2008 2 -100%
2009 2 0%
2010 2 0%
2011 2 50%
2012 2 -100%
2013 2 50%
2014 3 0%
2015 3 0%
2016 3 0%
2017 2 0%
2018 3 33.33%
2019 3 -50%
2020 3 33.33%
2021 3 0%
2022 3 0%
2023 4 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Great-West Lifeco Inc. Free Cashflow
Year Free Cashflow Growth
1996 517.600.000
1997 -20.000.000 2688%
1998 673.000.000 102.97%
1999 -104.000.000 747.12%
2000 -37.000.000 -181.08%
2001 1.760.000.000 102.1%
2002 1.354.000.000 -29.99%
2003 1.987.000.000 31.86%
2004 2.802.000.000 29.09%
2005 3.363.000.000 16.68%
2006 3.181.000.000 -5.72%
2007 2.074.000.000 -53.38%
2008 3.843.000.000 46.03%
2009 3.927.000.000 2.14%
2010 5.797.000.000 32.26%
2011 4.844.000.000 -19.67%
2012 4.722.000.000 -2.58%
2013 5.026.000.000 6.05%
2014 5.443.000.000 7.66%
2015 5.123.000.000 -6.25%
2016 6.254.000.000 18.08%
2017 6.757.000.000 7.44%
2018 4.555.000.000 -48.34%
2019 6.110.000.000 25.45%
2020 9.610.000.000 36.42%
2021 10.373.000.000 7.36%
2022 7.047.000.000 -47.2%
2023 470.000.000 -1399.36%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Great-West Lifeco Inc. Operating Cashflow
Year Operating Cashflow Growth
1996 563.400.000
1997 18.000.000 -3030%
1998 714.000.000 97.48%
1999 -27.000.000 2744.44%
2000 80.000.000 133.75%
2001 1.960.000.000 95.92%
2002 1.394.000.000 -40.6%
2003 2.098.000.000 33.56%
2004 2.999.000.000 30.04%
2005 3.951.000.000 24.1%
2006 3.812.000.000 -3.65%
2007 3.731.000.000 -2.17%
2008 3.863.000.000 3.42%
2009 3.958.000.000 2.4%
2010 5.797.000.000 31.72%
2011 4.844.000.000 -19.67%
2012 4.722.000.000 -2.58%
2013 5.026.000.000 6.05%
2014 5.443.000.000 7.66%
2015 5.123.000.000 -6.25%
2016 6.254.000.000 18.08%
2017 6.757.000.000 7.44%
2018 6.494.000.000 -4.05%
2019 6.110.000.000 -6.28%
2020 9.610.000.000 36.42%
2021 10.373.000.000 7.36%
2022 7.047.000.000 -47.2%
2023 470.000.000 -1399.36%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Great-West Lifeco Inc. Capital Expenditure
Year Capital Expenditure Growth
1996 45.800.000
1997 38.000.000 -20.53%
1998 41.000.000 7.32%
1999 77.000.000 46.75%
2000 117.000.000 34.19%
2001 200.000.000 41.5%
2002 40.000.000 -400%
2003 111.000.000 63.96%
2004 197.000.000 43.65%
2005 588.000.000 66.5%
2006 631.000.000 6.81%
2007 1.657.000.000 61.92%
2008 20.000.000 -8185%
2009 31.000.000 35.48%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 1.939.000.000 100%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Great-West Lifeco Inc. Equity
Year Equity Growth
1996 1.994.700.000
1997 3.162.000.000 36.92%
1998 3.548.000.000 10.88%
1999 3.789.000.000 6.36%
2000 4.182.000.000 9.4%
2001 4.397.000.000 4.89%
2002 4.708.000.000 6.61%
2003 8.590.000.000 45.19%
2004 9.425.000.000 8.86%
2005 9.489.000.000 0.67%
2006 11.114.000.000 14.62%
2007 10.908.000.000 -1.89%
2008 13.228.000.000 17.54%
2009 13.003.000.000 -1.73%
2010 13.420.000.000 3.11%
2011 13.874.000.000 3.27%
2012 15.076.000.000 7.97%
2013 17.637.000.000 14.52%
2014 19.254.000.000 8.4%
2015 22.454.000.000 14.25%
2016 22.002.000.000 -2.05%
2017 22.601.000.000 2.65%
2018 27.398.000.000 17.51%
2019 25.543.000.000 -7.26%
2020 27.015.000.000 5.45%
2021 30.483.000.000 11.38%
2022 32.318.000.000 5.68%
2023 29.529.000.000 -9.44%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Great-West Lifeco Inc. Assets
Year Assets Growth
1996 28.010.300.000
1997 52.084.000.000 46.22%
1998 54.725.000.000 4.83%
1999 53.256.000.000 -2.76%
2000 55.754.000.000 4.48%
2001 59.159.000.000 5.76%
2002 60.071.000.000 1.52%
2003 97.451.000.000 38.36%
2004 95.851.000.000 -1.67%
2005 102.161.000.000 6.18%
2006 120.463.000.000 15.19%
2007 118.388.000.000 -1.75%
2008 130.074.000.000 8.98%
2009 128.369.000.000 -1.33%
2010 131.514.000.000 2.39%
2011 238.768.000.000 44.92%
2012 253.718.000.000 5.89%
2013 325.905.000.000 22.15%
2014 356.709.000.000 8.64%
2015 399.935.000.000 10.81%
2016 399.912.000.000 -0.01%
2017 419.838.000.000 4.75%
2018 427.689.000.000 1.84%
2019 451.167.000.000 5.2%
2020 600.490.000.000 24.87%
2021 630.488.000.000 4.76%
2022 701.455.000.000 10.12%
2023 680.010.000.000 -3.15%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Great-West Lifeco Inc. Liabilities
Year Liabilities Growth
1996 116.000.000
1997 811.000.000 85.7%
1998 49.094.000.000 98.35%
1999 47.338.000.000 -3.71%
2000 1.032.000.000 -4487.02%
2001 52.812.000.000 98.05%
2002 53.312.000.000 0.94%
2003 86.443.000.000 38.33%
2004 83.753.000.000 -3.21%
2005 90.565.000.000 7.52%
2006 107.102.000.000 15.44%
2007 105.058.000.000 -1.95%
2008 114.514.000.000 8.26%
2009 112.995.000.000 -1.34%
2010 117.982.000.000 4.23%
2011 222.664.000.000 47.01%
2012 236.132.000.000 5.7%
2013 305.906.000.000 22.81%
2014 334.812.000.000 8.63%
2015 374.675.000.000 10.64%
2016 374.904.000.000 0.06%
2017 394.302.000.000 4.92%
2018 400.291.000.000 1.5%
2019 425.624.000.000 5.95%
2020 573.475.000.000 25.78%
2021 600.005.000.000 4.42%
2022 669.137.000.000 10.33%
2023 650.481.000.000 -2.87%

Great-West Lifeco Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
25.34
Net Income per Share
3.39
Price to Earning Ratio
12.7x
Price To Sales Ratio
1.7x
POCF Ratio
25.71
PFCF Ratio
25.73
Price to Book Ratio
1.51
EV to Sales
1.79
EV Over EBITDA
5.34
EV to Operating CashFlow
27.16
EV to FreeCashFlow
27.16
Earnings Yield
0.08
FreeCashFlow Yield
0.04
Market Cap
40,08 Bil.
Enterprise Value
42,31 Bil.
Graham Number
46.66
Graham NetNet
-673.78

Income Statement Metrics

Net Income per Share
3.39
Income Quality
0.45
ROE
0.12
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.98
EBT Per Ebit
0.51
Ebit per Revenue
0.2
Effective Tax Rate
0.02

Margins

Sales, General, & Administrative to Revenue
0.13
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.2
Pretax Profit Margin
0.1
Net Profit Margin
0.1

Dividends

Dividend Yield
0.04
Dividend Yield %
3.56
Payout Ratio
0.65
Dividend Per Share
1.53

Operating Metrics

Operating Cashflow per Share
1.67
Free CashFlow per Share
1.67
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.18
Return on Tangible Assets
0
Days Sales Outstanding
84.71
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
4.31
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
20,32
Book Value per Share
28,57
Tangible Book Value per Share
15.22
Shareholders Equity per Share
28.57
Interest Debt per Share
14.18
Debt to Equity
0.35
Debt to Assets
0.01
Net Debt to EBITDA
0.28
Current Ratio
8.45
Tangible Asset Value
14,17 Bil.
Net Current Asset Value
-626,08 Bil.
Invested Capital
0.35
Working Capital
21,52 Bil.
Intangibles to Total Assets
0.02
Average Receivables
5,12 Bil.
Average Payables
2,82 Bil.
Average Inventory
0
Debt to Market Cap
0.23

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Great-West Lifeco Inc. Dividends
Year Dividends Growth
2014 1
2015 1 0%
2016 1 0%
2017 1 100%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 2 0%
2023 1 0%

Great-West Lifeco Inc. Profile

About Great-West Lifeco Inc.

Great-West Lifeco Inc., a financial services holding company, engages in the life and health insurance, retirement and investment services, asset management, and reinsurance businesses in Canada, the United States, and Europe. The company offers a portfolio of financial and benefit plan solutions for individuals, families, businesses, and organizations; life, disability, critical illness, accidental death, dismemberment, health and dental protection, and creditor insurance products; and retirement savings and income, annuity, and other specialty products. It also provides employer-sponsored retirement savings plans, individual retirement and taxable brokerage accounts, enrollment services, communication materials, investment options, and education services; and fund management, investment, and advisory services. In addition, the company offers private-label recordkeeping and administrative services; and investment products, including equity, fixed income, absolute return, and alternative strategies. Further, it provides protection and wealth management products, including payout annuity products; pension products; and life, annuity/longevity, mortgage surety, and property catastrophe reinsurance products. The company offers its products under the Canada Life, Irish Life, Empower, Putnam Investments, and PanAgora brand names. It distributes its products through a network of advisors, dealers, brokers, managing general agencies, financial institutions, consultants, third-party administrators, sales force, financial planners, employee benefit consultants, banks, and multi-tied agents. The company was founded in 1891 and is based in Winnipeg, Canada. Great-West Lifeco Inc. operates as a subsidiary of Power Financial Corporation.

CEO
Mr. Paul Anthony Mahon
Employee
33.500
Address
100 Osborne Street North
Winnipeg, R3C 1V3

Great-West Lifeco Inc. Executives & BODs

Great-West Lifeco Inc. Executives & BODs
# Name Age
1 Mr. Edmund Francis Murphy III
President & Chief Executive Officer of Empower
70
2 Mr. Raman Srivastava CFA
Executive Vice President & Global Chief Investment Officer
70
3 Mr. Garry MacNicholas
Executive Officer
70
4 Mr. Gordon Patrick Menzie
Senior Vice-President of Corporate Finance & Treasury
70
5 Mr. Paul Anthony Mahon
President, Chief Executive Officer & Director
70
6 Mr. Jon Nielsen
Executive Vice President & Chief Financial Officer
70

Great-West Lifeco Inc. Competitors